Companion Account

You’ll earn an amazing high rate on this basic savings account when you partner it with a Certificate!

Become a member first, then open your Certificate before opening your Companion Account in Online Banking or the mobile app.

Earn 3.82% APY!

Features

  • No minimum deposit to open the account (minimum $50 balance to earn dividends)
  • No minimum balance requirement or monthly fee
  • Access funds with a debit card, through Online Banking or the mobile app (App Store | Google Play)
  • Companion Accounts can be opened when you have a Certificate (if the linked Certificate is closed, the Companion Account will convert to a regular savings account earning a lower rate)
  • Maximum balance in the Companion Account cannot exceed the balance of the linked Certificate
  • Deposits are federally insured by the NCUA to at least $250,000

Companion Account Rates

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
Companion Account*
- Balances up to those in the linked Certificate
- Balances > than those in the linked Certificate
- Converts to a Share (Savings) Account if the linked Certificate is closed

3.75%
0.00%
0.10%

3.82%
0.00%
0.10%

Effective 12/1/23

*The Companion Savings account is linked to a Certificate. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Once a Certificate is opened, the rate remains fixed through maturity and early withdrawal penalties apply and may reduce earnings.

Looking for higher earning potential?

Visit our Wealth Management section to learn more!

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Savings Education

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The Companion Account rate is variable. Dividends are compounded and paid monthly. The Companion Savings account is linked to a Certificate. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Once a Certificate is opened, the rate remains fixed through maturity, and early withdrawal penalties apply and may reduce earnings. Membership eligibility is required.