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BEWARE OF IMPOSTER TEXT ALERTS FROM SFCU! Do not click links, do not reply, do not call their phone number, do not give out your login ID, password or access code. Always call us directly at 888.723.7328 to confirm.

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Companion Account

You’ll earn an amazing high rate on this Basic Savings account when you partner it with a Certificate!

Become a member first, then open your Certificate and Companion Account in Online or Mobile Banking.

Get started!

Set Appointment

Earn 1.87% APY!

Features

  • No minimum deposit to open the account (minimum $50 balance to earn dividends)
  • No minimum balance requirement or monthly fee
  • Access funds with a debit card and Online or Mobile Banking
  • Companion Accounts can be opened when you have a Certificate (if the linked account is closed, the Companion Account will convert to a regular savings earning a lower rate)
  • Maximum balance in the Companion Account cannot exceed the balance of the linked account
  • Deposits are federally insured by the NCUA to at least $250,000

Companion Account Rates

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Account Description Dividend Rate Annual Percentage Yield (APY)
Companion Account 1.85% 1.87%

Effective 9/27/2022

View All Deposit Rates

Looking for higher earning potential?

Visit our Wealth Management section to learn more!

Learn More

Savings Education

Learn the financial basics about savings accounts with our Online Learning Modules.

Learn More

The Companion Account rate is variable. Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity, and early withdrawal penalties apply and may reduce earnings. Membership eligibility is required.