Companion Account
You’ll earn an amazing high rate on this basic savings account when you partner it with a Certificate!
Become a member first, then open your Certificate before opening your Companion Account in Digital Banking.
Earn 3.25% APY!*
Features
- No minimum deposit to open the account (minimum $50 balance to earn dividends)
- No minimum balance requirement or monthly fee
- Access funds with a debit card and through Digital Banking
- Companion Accounts can be opened when you have a Certificate (if the linked Certificate is closed, the Companion Account will convert to a regular savings account earning a lower rate)
- Maximum balance in the Companion Account cannot exceed the balance of the linked Certificate
- Deposits are federally insured by the NCUA to at least $250,000
Companion Account Rates
Scroll Right for More Data
| Account Description | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Companion Account* - Balances up to those in the linked Certificate - Balances > than those in the linked Certificate - Converts to a Share (Savings) Account if the linked Certificate is closed |
3.20% 0.00% 0.10% |
3.25% 0.00% 0.10% |
Effective 11/8/24
Savings Education
Learn the financial basics about savings accounts with our Online Learning Modules.
*The Companion Account rate is variable. Dividends are compounded and paid monthly. The Companion Savings account is linked to a Certificate and the account must be funded with new money from another financial institution. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. Once a Certificate is opened, the rate remains fixed through maturity, and early withdrawal penalties apply and may reduce earnings. Membership eligibility is required.
