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BEWARE OF IMPOSTER TEXT ALERTS FROM SFCU! Do not click links, do not reply, do not call their phone number, do not give out your login ID, password or access code. Always call us directly at 888.723.7328 to confirm.

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Business Deposit Rates

Business Savings and Certificate Rates

Business Savings Rates

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Account Description Dividend Rate Annual Percentage Yield (APY)
Business Savings 0.10% 0.10%
Business Money Management 1.25% 1.26%

Effective 9/27/2022

Business Certificate Rates

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Account Description Dividend Rate Annual Percentage Yield (APY)
3 months 0.95% 0.95%
6 months 1.30% 1.31%
7-Month No Penalty 2.20% 2.22%
12 months 2.70% 2.73%
24 months 2.80% 2.84%
36 months 2.90% 2.94%
48 months 3.00% 3.04%
60 months 3.25% 3.30%

Effective 9/27/2022

Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings. The 7-Month No Penalty Certificate may be closed after seven (7) calendar days from opening with no penalty. Membership eligibility is required.