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Beware of holiday scams as merchants prepare for increased online sales as a result of store closures and restrictions due to the COVID-19 pandemic. Learn more.

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Beware of holiday scams as merchants prepare for increased online sales as a result of store closures and restrictions due to the COVID-19 pandemic. Learn more.

Business Deposit Rates

Business Savings and Certificate Rates

Business Savings Rates

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Account Description Dividend Rate Annual Percentage Yield (APY)
Business Savings 0.10% 0.10%
Business Money Management
  • $100 - $2,499.99

0.00%

0.00%
  • $2,500 and over
0.20% 0.20%

Effective 11/20/2020

Business Certificate Rates

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Account Description Dividend Rate Annual Percentage Yield (APY)
3 months 0.05% 0.05%
6 months 0.15% 0.15%
7 months (no penalty!) 0.35% 0.35%
12 months 0.45% 0.45%
18 months 0.45% 0.45%
24 months 0.50% 0.50%
36 months 0.55% 0.55%
48 months 0.60% 0.60%
60 months 0.65% 0.65%

Effective 11/20/2020

Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings. The 7-Month No Penalty Certificate may be closed after seven (7) calendar days from opening with no penalty. Membership eligibility is required.