Yes, you must become a member before you can use any products or services. When you apply for your credit card, you can become a member at the same time by opening a checking or savings account with a minimum deposit of $5.00. Stanford FCU will put the $5.00 requirement into the savings account on your behalf. It represents your ownership share, allowing you to fully participate and vote at our annual membership meeting. Membership eligibility is required, and you must have a U.S. address.

The Stanford Athletics^® Fan Rewards Card is available to all Stanford fans! The Stanford Alumni Rewards Visa Credit Card is only available to Stanford alumni, although sports fan alumni may prefer the Stanford Athletics Fan Card—both cards support the Stanford Alumni Association and have the same features and benefits.

• No Annual Fee
• No foreign transaction fees
• No balance transfer or cash advance fees
• Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
• Emergency Card Replacement and Emergency Cash Delivery
• Auto Rental Collision Damage Waiver
• Travel and Emergency Assistance Services
• Extended Warranty Protection
• Roadside Dispatch
• Concierge Services

View all your benefits, discounts and rewards on our Visa Signature page!

You should receive your new credit card within 10 business days after you’re approved. If you do not receive it within 10 days, please contact Stanford FCU at 888.723.7328. If you are an alumni, please call 888.371.8584.

Earn one (1) point for every $1 spent (more if it’s 2X or 3X points). Each point is worth $.01, so 2,500 points have a $25 value. The bonus points are capped at $6,000 per year, and can be redeemed for cash, gift cards, merchandise, hotels and airfare. You can redeem your points through Online or Mobile Banking.

Please visit our Rates and Fees page.

Yes. Both the Stanford Alumni Association and Stanford Athletics^® have sponsorship and licensing agreements with Stanford Federal Credit Union. These programs assist in supporting activities and services for the Athletics Department, alumni and students.