Alert Notification Icon

Our University Avenue, Pampas Lane and Embarcadero Road Branches are open M-F from 10-4. Our Redwood City, Tresidder and Medical Center Branches are closed indefinitely in response to the Governor’s shelter-in-place mandate. All other banking services are continuing as usual. Please contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Close
Call Us: 888.723.7328 | Live Chat | Schedule an Appointment
Search the Website Personal Business Wealth Management ATM & Branch Locator
Alert Notification Icon

Our University Avenue, Pampas Lane and Embarcadero Road Branches are open M-F from 10-4. Our Redwood City, Tresidder and Medical Center Branches are closed indefinitely in response to the Governor’s shelter-in-place mandate. All other banking services are continuing as usual. Please contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Close
Search menu toggle
Search the Website Personal Business Wealth Management ATM & Branch Locator

Kids' Savings Account

Kids' Stanford Savers Account

Help your child learn the importance of managing money and saving for a rainy day. Our Kids’ Stanford Savers Account has a low $1.00 opening deposit and no monthly fee. A parent or guardian is required as a joint account owner.

Get started!

Open Account
Set Appointment

Free for children under age 13

Icon Cash

$50 minimum balance to earn dividends (rate is variable)

Icon Coin Savings

Minimum $1.00 deposit to open the account

Money Bag icon

No monthly fee (an inactivity fee will be charged if there are no transactions in 12 consecutive months)

Mobile and Online Icon

Access funds through Online or Mobile Banking

Transfer Fees Icon

Set up payroll deductions or direct deposit to build your child’s savings faster

Security Icon

Deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration

Open Account

Learn more about Stanford FCU’s commitment to protecting the online privacy of children.

Coverdell Education Savings Account (ESA)

 

Funded with post-tax income*
Maximum annual contribution is $2,000 per student
Contributions can be made up to a child's 18th birthday
Can be used for elementary, secondary, or higher education
Assets can be transferred to another education savings account for a qualified family member
Non-qualified withdrawals are subject to federal income tax as well as a penalty tax

 

Open Account

Kids' Stanford Savers Account Rates

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage (APY)
Kids' Stanford Savers Account 0.20% 0.20%
Coverdell Education Savings Account (ESA) 0.20% 0.20%

Effective 3/27/2020

View All Deposit Rates

Savings Education

Learn the financial basics about savings accounts with our Online Learning Modules.

Learn More

*Consult a tax advisor. Dividends are compounded and paid monthly. Membership eligibility is required.