Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Close
Call Us: 888.723.7328 | Live Chat | Schedule an Appointment
Search the Website Personal Business Wealth Management ATM & Branch Locator
Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Close
Search menu toggle
Search the Website Personal Business Wealth Management ATM & Branch Locator

Deposit Rates

Discover our deposit rates

Deposit Rates

Rates effective January 1, 2021

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
Share (Savings) Account 0.10% 0.10%
Companion Account* 0.55% 0.55%
Kids' Stanford Savers Account 0.10% 0.10%
Coverdell Education Savings Account (ESA) 0.10% 0.10%
Premier Checking 0.05% 0.05%
Premier Checking - Ambassador 0.15% 0.15%
Individual Retirement Account (IRA) 0.10% 0.10%
Health Savings Account (HSA) 0.10% 0.10%
Premier Health Savings Account (PHSA) 0.20% 0.20%

All dividends are compounded and paid monthly. Share and Checking Accounts have a variable rate.

*A Stanford FCU Certificate must be opened before a Companion Account can be opened. The Companion Account must be funded with new money from another financial institution, and the balance cannot exceed the companion Certificate balance.

Premium Money Market Account Rates for Ambassadors

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
$50-$2,499.99 0.00% 0.00%
$2,500 and over 0.35% 0.35%
Learn More

Money Market Account Rates

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
$50-$2,499.99 0.00% 0.00%
$2,500 and over 0.15% 0.15%

All dividends are compounded and paid monthly. Money Market Accounts have a variable rate.

Learn More

Certificate and Individual Retirement Account (IRA) Certificate Rates

Premium Share Certificate Rates for Partners & Ambassadors

Scroll Right for More Data

Term Dividend Rate
Minimum $1,000		 Annual Percentage Yield
Minimum $1,000
3 months 0.25% 0.25%
6 months 0.30% 0.30%
7 months
(no penalty)		 0.45% 0.45%
12 months 0.55% 0.55%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.65% 0.65%
48 months 0.70% 0.70%
60 months 0.75% 0.75%
Learn More

Share Certificate Rates

Scroll Right for More Data

Term Dividend Rate
Minimum $1,000		 Annual Percentage Yield
Minimum $1,000
3 months 0.05% 0.05%
6 months 0.10% 0.10%
7 months
(no penalty)		 0.25% 0.25%
12 months 0.35% 0.35%
18 months 0.35% 0.35%
24 months 0.40% 0.40%
36 months 0.45% 0.45%
48 months 0.50% 0.50%
60 months 0.55% 0.55%
Learn More

Premium IRA Share Certificate Rates for Partners & Ambassadors

Scroll Right for More Data

Term Dividend Rate
Minimum $1,000		 Annual Percentage Yield
Minimum $1,000
12 months 0.55% 0.55%
18 months 0.55% 0.55%
24 months 0.60% 0.60%
36 months 0.65% 0.65%
48 months 0.70% 0.70%
60 months 0.75% 0.75%
Learn More

IRA Share Certificate Rates

Scroll Right for More Data

Term Dividend Rate
Minimum $1,000		 Annual Percentage Yield
Minimum $1,000
12 months 0.35% 0.35%
18 months 0.35% 0.35%
24 months 0.40% 0.40%
36 months 0.45% 0.45%
48 months 0.50% 0.50%
60 months 0.55% 0.55%
Learn More

Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity. Early withdrawal penalties apply and may reduce earnings. The 7-Month No Penalty Certificate may be closed after seven (7) calendar days from opening with no penalty. Membership eligibility is required.

Explore our Membership Rewards

Learn More

Deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration (NCUA).