Credit Cards

Alumni Rewards

Exclusively for Stanford alumni

Here’s an easy way to support the Stanford Alumni Association, which supports alumni and student programs. Three exclusive Stanford inspired designs to choose from. There’s no annual fee, no foreign transaction fee and you earn points redeemable for great rewards. In fact, you’ll earn 3X points on gas purchases* and 2X points on grocery store purchases.*

Features

  • NO Annual Fee
  • NO foreign currency exchange fee
  • Earn bonus points on grocery and gas purchases
  • Low annual percentage rate (APR)
  • Cellular Telephone Protection (FAQ | Guide)
  • Personal Identity Theft (FAQ | Guide)
  • Purchase Security (FAQ | Guide)
  • Lost Luggage Reimbursement (FAQ | Guide)
  • Auto Rental Collision Damage Waiver (FAQ | Guide)
  • Travel and Emergency Assistance Services (FAQ | Guide)
  • Travel Accident Insurance (FAQ | Guide)
  • Warranty Manager Service (FAQ | Guide)
  • Fraud Text Alerts

 


FAQ

 

Click here for more details and information about the Stanford Federal Credit Union Alumni Rewards VISA® credit card.

Rewards

Earn Great Rewards

Redeem your points for cool rewards including:

  • Travel
  • Merchandise
  • Event tickets
  • Gift Cards
  • Cash Back

Check out our Alumni Rewards Catalog to learn more.

You earn extra rewards on many everyday purchases1 including:

  • 3X points on gas purchases
  • 2X points on grocery store purchases
  • 1X points for $1 spent everywhere else

You even earn 10,000 Bonus points2 if you spend $1,000 on the credit card in the first 90 days of account opening.

Fees

No Hidden Fees

We don’t believe you should have to pay extra just to use basic banking services. We have the VISA® Card that fits your lifestyle without any hidden fees, allowing you to do more and bank less.

Annual Fee None
Cash Advance Fee None (Interest will be charged on Cash Advances starting on the transaction date.)
Balance Transfer Fee None (Interest will be charged on Balance Transfers starting on the transaction date.)
Rewards Program Fee None
Foreign Transaction Fee None
Late Payment Fee $7.00 or the amount of the required minimum payment, whichever
is less, if you are five or more days late in making a payment.
Return Payment Fee $20.00 or the amount of the required minimum payment, whichever is less
Penalty APR None

See VISA® Agreement Disclosure

Rates

 

Method of computing the balance of purchases:
 Average Daily Balance Including New Purchases
Visa Card
Information
Rate
Information
Annual Percentage
Rate for Purchase
Grace Period for
Balances of Purchases
Annual
Fee
Alumni Rewards 11.49% to 18.00% APR will vary with the market based on the Prime Rate 25 Days None

APR=Annual Percentage Rate

See Rates

Special Offers

Earn 10,000 Bonus points2 if you spend $1,000 on the credit card in the first 90 days of account opening.
Move higher-rate balances to your new Alumni Rewards VISA® Credit Card within the first 60 days and you’ll enjoy a low 1.99% intro APR3 for 6 months. After that, the APR will be the same as the current purchase rate of 11.49% – 18.00% APR.

Disclosures

1 Merchant determines merchant codes. These merchant codes signify the transaction for purchase at gas stations (MCC 5541 (Service Stations), (Automated Fuel Dispenser) and grocery stores (MCC 5411 (Grocery Stores, Supermarkets), 5422 (Freezer and Locker Meat Provisioners), 5441 (Candy, Nut, Confectionery Stores), 5451 (Dairy Products Stores), 5462 (Bakeries), 5499 (Misc. Food Stores). Transactions within other establishments do not apply and the card issuer does not control how merchants are categorized. Bonus points are capped at $6,000 per year.

2 Does not apply to balance transfers. Additional points credited at the end of the month. $1,000 spend on Alumni Rewards VISA® Credit Card must be made within the first 90 days of account opening.

3 APR = Annual Percentage Rate. Rate for six months on balances transferred within the first 60 days of account opening. After that, the APR will be the same as the current purchase rate of 11.24%–18.00% APR.

4To receive 10,000 bonus points, card holder must pay their Stanford University Homecoming registration sponsored by the Stanford Alumni Association between the dates of August 1 and October 23, 2016 with their Stanford Federal Credit Union Alumni Rewards VISA® Card. Transaction description on Stanford Federal Credit Union Alumni Rewards VISA® Card must be Stanford Alumni Service or similar between the dates of 8/1/2016 to 10/31/2016. The 10,000 bonus points are credited at the end of October 2016.

VISA® is a registered trademark of VISA.