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*New member offers are managed by CashBack+ within Digital Banking. To qualify for an offer’s reward, each offer must be activated and completed within the eligibility period. The eligibility period begins on the date of membership enrollment and continues through the end of the third full calendar month. For example, if membership begins on January 31, offers remain valid through April 30 (90 days). If membership begins on January 1, offers are valid through April 30 (120 days). The expiration of each offer is clearly displayed within CashBack+. Each offer is earned independently. Completion of all offers is not required to receive an individual reward. Any activity after the eligibility period ends will not qualify. All offers, requirements, and rewards are subject to change without notice. 

Rewards will typically be credited to the member’s CashBack+ wallet on the 3rd business day after the end of the month in which all offer requirements were fulfilled, but no later than the 5th business day. For example, if an offer is activated and the requirement is met on January 15 then the reward will be credited no later than February 5. If an offer is activated and the requirement is met on January 31, then the reward will be credited no later than February 5. The new membership account(s) must be open, active, and in good standing at the time rewards are credited in order to receive the reward. CashBack+ balances can be redeemed or transferred to a Stanford FCU account via Digital Banking. 

New member offers are not available to existing members or Stanford FCU employees. New member offers are limited to one per member and are not applicable to additionally opened or joint accounts. No offer may be combined with any other Stanford FCU promotion. Any taxes owed on earned rewards are the sole responsibility of the recipient. Stanford FCU will report rewards to applicable state and federal agencies as required by law. Membership eligibility and a valid U.S. phone number are required. 

Current Promotion 
New member CashBack+ offers available to new members who join beginning 4/3/26: 
1. $500 when you: (a) open a new Stanford FCU membership with an Everyday, High Yield, or Student Spending account, (b) receive a minimum $2,500 payroll or social security direct deposit each month for three consecutive calendar months (other deposits such as checks, transfers, Venmo, Zelle® and PayPal do not qualify), and (c) spend a minimum combined $1,000 per month on Stanford FCU debit and/or credit cards (excluding refunds and returns) for three consecutive calendar months. All requirements must be met in the same three consecutive calendar months within the member’s eligibility period. Tip: Ensure your first qualifying direct deposit and card spend occur early enough to allow for three full consecutive months within the eligibility period. 
2. $35 when you apply for a new Stanford FCU credit card. 
3. $30 when you open an additional certificate or savings account with a minimum $1,000 balance.
4. $25 when you attend a new member welcome appointment. 
5. $15 when you enroll in eStatements to receive electronic statements and notifications. 
6. $5 when you opt-in to Digital Banking account alerts and set up at least one alert. 
7. $5 when you send money through Zelle® for the first time. 
8. $5 when you set up a Round Up on your Stanford FCU debit card purchases. 
9. $5 when you make your first purchase on the CashBack+ Pay app. 

Prior Promotion(s) 
New member CashBack+ offers available to new members who joined between 3/4/26 and 4/2/26: 
1. $500 when you: (a) open a new Stanford FCU membership with an Everyday, High Yield, or Student Spending account, (b) receive a minimum $2,500 payroll or social security direct deposit each month for three consecutive calendar months (other deposits such as checks, transfers, Venmo, Zelle® and PayPal do not qualify), and (c) spend a minimum combined $1,000 per month on Stanford FCU debit and/or credit cards (excluding refunds and returns) for three consecutive calendar months. All requirements must be met in the same three consecutive calendar months within the member’s eligibility period. Tip: Ensure your first qualifying direct deposit and card spend occur early enough to allow for three full consecutive months within the eligibility period. 
2. $35 when you apply for a new Stanford FCU credit card. 
3. $30 when you open an additional certificate or savings account with a minimum $1,000 balance.
4. $25 when you attend a new member welcome appointment. 
5. $20 when you enroll in eStatements to receive electronic statements and notifications. 
6. $10 when you opt-in to Digital Banking account alerts and set up at least one alert. 
7. $5 when you send money through Zelle® for the first time. 

New member CashBack+ offers available to new members who joined between 11/3/25 and 3/3/26: 
1. $500 when you: (a) open a new Stanford FCU membership with an Everyday, High Yield, or Student Spending account, (b) receive a minimum $2,500 payroll or social security direct deposit each month for three consecutive calendar months (other deposits such as checks, transfers, Venmo, Zelle® and PayPal do not qualify), and (c) spend a minimum combined $1,000 per month on Stanford FCU debit and/or credit cards (excluding refunds and returns) for three consecutive calendar months. All requirements must be met in the same three consecutive calendar months within the member’s eligibility period. Tip: Ensure your first qualifying direct deposit and card spend occur early enough to allow for three full consecutive months within the eligibility period. 
2. $40 when you apply for a new Stanford FCU credit card. 
3. $30 when you open an additional certificate or savings account with a minimum $1,000 balance.
4. $25 when you enroll in eStatements to receive electronic statements and notifications. 
5. $10 when you opt-in to Digital Banking account alerts and set up at least one alert. 
6. $10 when you send money through Zelle® for the first time. 
7. $5 when you make your first mobile check deposit.