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Do more. Get more!

As a true not-for-profit financial cooperative, the more our member-owners use the services of their credit union, the stronger we become—and the more low-cost services we can provide. That’s the basis of our Membership Rewards program—the more services you use, the more benefits you’ll receive! Whether you are a borrower, saver or both, you will receive extra benefits when you take advantage of the many great products and services at Stanford FCU. It’s easy to reach the highest level of our Membership Rewards and we can help you switch!You’ll enjoy exclusive benefits like bonus deposit yields and loan rate discounts, unlimited surcharge-FREE ATMs worldwide and more based on your Membership Rewards level—so why stand for anything less? Make the most out of your banking experience with Membership Rewards.

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Member Testimonials

  • I have a long and quite extensive history with the SFCU. I have always received excellent service from competent caring people whether it was early in a period of extreme financial stress in my youth or piling up some cash because things got a lot better. I have always recommended SFCU.

    Cecele Q
  • I have been a member of the Stanford Federal Credit Union for over 38 years and you have been able to meet ALL my banking needs. The service is excellent.

    Judy H
  • whenever I have a questions that I submit online, I get a response immediately. mortgage process with SFCU also went very smoothly

    Andrea H
  • Convenient. Friendly staff. Always looking for ways to better your experience. Hundreds of Co-ops to make ATM transactions.

    Nicoshi M
  • I have had consistently excellent experience with the Credit Union. We encourage our team members to join. The service is well organized, and the staff do a great job. Easy to use, and no waiting.

    Linda G
  • Fair policies, good account benefits, and pretty good rates. I feel like SFCU has my back more than I would with a major bank or other credit unions that my friends have used and complained about.

    Nicholas F



Welcome to a new way to pay!  Introducing Apple Pay!

Using Apple Pay with your Stanford FCU Visa debit and credit cards lets you pay in an easy, private way.

Here’s how to use your favorite Stanford FCU card with Apple Pay:

  • Be sure your iPhone 6, iPad Air 2 or iPad mini 3 has the latest version of iOS 8
  • Add your Stanford FCU Visa debit or credit card to Apple Pay…it’s easy.
  • Pay securely with a single touch at hundreds of thousands of stores and participating apps

Enjoy all the benefits of your Stanford FCU Visa debit or credit cards using Apple Pay.


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Membership with Stanford FCU

Our membership is comprised of people who like banking at a credit union that provides them with local banking, friendliness, and convenient world-wide access.

If you work there … you can bank here!

We proudly serve the banking needs of the individuals and families who comprise the Stanford community, and the employees and family members of over 100 select employer groups throughout the Bay Area. Interested in joining up with us and discovering the credit union difference? Find out how.

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