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Our levels of membership are simply rewarding!

As a true not-for-profit financial cooperative, the more our member-owners use the services of their credit union, the stronger we become—and the more low-cost services we can provide. That’s the basis of our Membership Rewards program—the more services you use, the more benefits you’ll receive! Whether you are a borrower, saver or both, you will receive extra benefits when you take advantage of the many great products and services at Stanford FCU. It’s easy to reach the highest level of our Membership Rewards and we can help you switch!You’ll enjoy exclusive benefits like bonus deposit yields and loan rate discounts, unlimited surcharge-FREE ATMs worldwide and more based on your Membership Rewards level—so why stand for anything less? Make the most out of your banking experience with Membership Rewards.

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Member Testimonials

  • Easy to use, well organized, not a bank.

    Matthew B
  • A very long time member with a long history of satisfied interactions.

    James M
  • I have been with SFCU since I was a child. My husband and I moved to LA and tried Wells Fargo (while keeping my SFCU account). We realized that SFCU is by far a better banking choice even though we live in Southern California

    Celina S
  • Everything from start to finish was very easy.

    Timothy E
  • Excellent service, competitive rates.

    Suzan K
  • Good service, better value than commercial banks.

    Dwight C

Our rates on Certificates have increased!

Earn our highest competitive rates with Stanford FCU Share Certificates and earn even more with Membership Rewards! Share Certificates let you lock in higher rates for fixed terms and may be opened with as little as $1,000. Higher balances and longer terms earn higher dividends. Best of all, your deposits are federally insured up to $250,000 by the National Credit Union Administration.

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Welcome to a new way to pay!  Introducing Apple Pay!

Using Apple Pay with your Stanford FCU Visa debit and credit cards lets you pay in an easy, private way.

Here’s how to use your favorite Stanford FCU card with Apple Pay:

  • Be sure your iPhone 6, iPad Air 2 or iPad mini 3 has the latest version of iOS 8
  • Add your Stanford FCU Visa debit or credit card to Apple Pay…it’s easy.
  • Pay securely with a single touch at hundreds of thousands of stores and participating apps

Enjoy all the benefits of your Stanford FCU Visa debit or credit cards using Apple Pay.


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Membership with Stanford FCU

Our membership is comprised of people who like banking at a credit union that provides them with local banking, friendliness, and convenient world-wide access.

If you work there … you can bank here!

We proudly serve the banking needs of the individuals and families who comprise the Stanford community, and the employees and family members of over 100 select employer groups throughout the Bay Area. Interested in joining up with us and discovering the credit union difference? Find out how.

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