Front page Membershipe with rewards


Do more. Get more!

As a true not-for-profit financial cooperative, the more our member-owners use the services of their credit union, the stronger we become—and the more low-cost services we can provide. That’s the basis of our Membership Rewards program—the more services you use, the more benefits you’ll receive! Whether you are a borrower, saver or both, you will receive extra benefits when you take advantage of the many great products and services at Stanford FCU. It’s easy to reach the highest level of our Membership Rewards and we can help you switch!You’ll enjoy exclusive benefits like bonus deposit yields and loan rate discounts, unlimited surcharge-FREE ATMs worldwide and more based on your Membership Rewards level—so why stand for anything less? Make the most out of your banking experience with Membership Rewards.
Learn more

Member Testimonials

  • No unnecessary/hidden fees or trying to nickle and dime customers. Much more ethical. Care about customer service and their needs. Great website and provides greater flexibility in serving customer needs. After banking at both big banks and credit unions, I am a fan of credit unions!

    Rakesh G
  • I’ve been a member for DECADES. I’ve had car loans and savings with them. Always competitive rates. Friendly, helpful staff.

    Julie S
  • I really, really love the customer service. I feel like SFCU is on my side and isn’t out to convince me to sign up for products I don’t need (like I’ve experienced with Wells Fargo multiple times).

    Vignesh R
  • I have lived in Palo Alto and worked at Stanford Hospital for years [and] found it very convenient to bank [at] SFCU. Years ago I gave up on Bank of America.

    Mary S
  • I can always reach a person to help me. Many times, there are personal additives that make me feel heard, like a phone call back to assist me in some matter. … I just can’t see myself leaving SFCU.

    June P
  • I have been a member for decades—both as an employee & not. The credit union has been good to me—service, ease of using services, mortgage rates, etc.

    Charlene C

Earn more with our 15 Month Certificate

Stanford FCU Certificate (CD) is a great way to build your savings with a guaranteed return.

  • 1.207% APY
  • $100,000 minimum deposit
  • 15 month term

 View other rates
Open CD Now

Membership with Stanford FCU

Our membership is comprised of people who like banking at a credit union that provides them with local banking, friendliness, and convenient world-wide access.

If you work there … you can bank here!

We proudly serve the banking needs of the individuals and families who comprise the Stanford community, and the employees and family members of over 100 select employer groups throughout the Bay Area. Interested in joining up with us and discovering the credit union difference? Find out how.

  • partner-logo-2
  • partner-logo-3
  • partner-logo-4
  • img_105691_yahoo-logo-large