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0.60% APY* 7-Month No Penalty Certificate

This high-rate Certificate has a $1,000 minimum deposit and no early withdrawal penalty (you can close the Certificate with no fees or penalties!).

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Your affordable home loan lender

We offer fixed-rate and adjustable-rate mortgages (ARMs), conforming and jumbo loan amounts, low fees (no junk fees), and no pre-payment penalties.

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We saved members
$25 million in 2020

According to the Credit Union National Association (CUNA), Stanford FCU provided $25 million in direct financial benefits to our members last year!

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New 1% credit card cash bonus for Ambassadors

This bonus is in addition to the existing cash and other rewards!

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New members get $100

Our members get more with high deposit rates, low loan rates, and minimal fees.

Get $100
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Mortgage Rates
Membership Rewards
Students
ATM & Branch Locator

We do what is right for our members

We work for you

We’re a not-for-profit, member-owned financial institution dedicated to improving financial lives through generous member benefits.

Member Give Back

3% cash back

Earn up to 3% cash back on a Stanford Athletics® Fan Rewards Visa® credit card with no annual fee!

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Auto loans as low as 1.74% APR

Same low rate for purchases and refinances, no payments for up to 90 days.

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Join today

We’ll support you no matter where you are on your financial journey.

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Membership Rewards

Membership Rewards mean extra perks for active and engaged members. Just deposit your payroll with us or use our debit or credit card for your everyday expenses—it’s that easy!

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Earn extra perks, bonuses and rewards!

  • Unlimited waived ATM withdrawal fees (worldwide!)
  • 1% discount rate for auto & personal loans
  • .20% bonus certificate & money market rates
  • .10% bonus Premier Checking rate

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