Wire Transfers
Money is a universal language, and we help you communicate through currencies.
- For international wires, funds must be sent in the recipient country's currency
- If the receiving bank only accepts U.S. funds, you'll need to work with a U.S. correspondent bank to ensure proper routing
- For outgoing wire transfer fees, check our Fee Schedule
Make sure you have accurate details because once the wire transfer is processed, it cannot be reversed.
- Exact name on the recipient's account
- Routing number of the receiving financial institution or its IBAN
- Recipient's address
- Recipient's account number
- Name, address and phone number of the receiving financial institution
Incoming wires don't cost you anything, though there might be a charge assessed by a U.S. correspondent bank that's involved for proper routing. To receive a wire transfer, provide the sender/payor the following information:
- Name & address on the account (must be an exact match)
- The 10-digit account number beginning with 900 or 9-digit numbering beginning with 700
Our bank information and address:
Stanford Federal Credit Union
1860 Embarcadero Road
Palo Alto, CA 94303
Routing/ABA number: 3211-7772-2
Stanford FCU SWIFT/Bank Identification Code (BIC) SFCUUS66
Stanford FCU’s routing number is 321177722.
The Routing Number is also called an ABA number or routing transit number. You can find it in the lower left corner of your checks.
Financial institutions use routing numbers in order to process payments electronically. Some examples of electronic payments that Stanford FCU provides are bill pay, wire transfers, checking transactions (sometimes called electronic checks), and direct deposits.
With Digital Banking, you can access all of these electronic payment methods from your home in a safe and secure environment. Sign up today!
We need a signed Wire Transfer Agreement on file before a domestic or traditional international wire can be processed.
You can review our process for sending and receiving wire transfers to ensure that your wires are successfully sent and received. You can also review our Wire Instructions (the exact information you need to send or receive a wire).
Note: The cutoff time for sending wire transfers is 1:00 PM PT. Transfers made after this time will be scheduled for the next business day.
Watch video tutorial:
You can send your wires through Digital Banking!
Our Digital Banking service provides a secure and trusted way for you to access your accounts anywhere and anytime. Digital Banking lets you manage your accounts and cards, make transfers, pay your bills, deposit checks with your phone and so much more! And the best part? It’s free!
Learn more about the convenient services offered through Digital Banking, or sign up today!
The International Bank Account Number (IBAN) is an international standard of identifying bank accounts. These numbers are used when making or receiving international payments.
The IBAN varies by country/institution and does not replace your account number. Only the institution servicing an account can provide the correct IBAN for that account, and it must be obtained from the person who will receive the wire transfer. An IBAN is required for beneficiary accounts in Europe and other countries around the world.
Learn more about international wire transfers.
Watch video tutorial:
We need a signed Wire Transfer Agreement on file before a domestic or traditional international wire can be processed. Funds transfers provide a potential risk for fraud, as the transfers cannot be reversed.
You can review our process for sending and receiving wire transfers to ensure that your wires are successfully sent and received. You can also review our Wire Instructions (the exact information you need to send or receive a wire).
Note: The cutoff time for sending wire transfers is 1:00 PM PT. Transfers made after this time will be scheduled for the next business day.
Watch video tutorial:
You can review our process for sending and receiving wire transfers to ensure that your wires are successfully sent and received. You can also review our Wire Instructions (the exact information you need to send or receive a wire).
We need a signed Wire Transfer Agreement on file before a domestic or traditional international wire can be processed. Funds transfers provide a potential risk for fraud, as the transfers cannot be reversed.
Note: The cutoff time for sending wire transfers is 1:00 PM PT. Transfers made after this time will be scheduled for the next business day. Credits for incoming wires are posted to member accounts by 3:30 pm PT.
Watch video tutorial:
Our online wire form will provide you with a quote before you complete all the wire information.
You can review our process for sending and receiving wire transfers to ensure that your wires are successfully sent and received. You can also review our Wire Instructions (the exact information you need to send or receive a wire).
Note: The cutoff time for sending wire transfers is 1:00 PM PT. Transfers made after this time will be scheduled for the next business day.
Watch video tutorial:
You might receive a call from our Wire Department as part of the domestic and traditional international wire validation process. All wires and funds transfers provide a high risk for fraud, as the transfers cannot be reversed.
You can review our process for sending and receiving wire transfers to ensure that your wires are successfully sent and received. You can also review our Wire Instructions (the exact information you need to send or receive a wire).
Note: The cutoff time for sending wire transfers is 1:00 PM PT. Transfers made after this time will be scheduled for the next business day.
Watch video tutorial:
There is no fee for incoming wires. Check our Fee Schedule for domestic and traditional international outgoing wire fees. If you have a Student Spending Account or Ambassador level Loyalty+ relationship, these fees are waived.
You can review our process for sending and receiving wire transfers to ensure that your wires are successfully sent and received. You can also review our Wire Instructions (the exact information you need to send or receive a wire).
Note: The cutoff time for sending wire transfers is 1:00 PM PT. Transfers made after this time will be scheduled for the next business day.
Watch video tutorial:
You can transfer funds between your Stanford FCU accounts, to another Stanford FCU member (if you know the account number), or to and from your accounts at another financial institution. If you want to send money to someone who is not a Stanford FCU member, you can use Zelle® or send a Wire Transfer.
- Click here to transfer funds between your Stanford FCU accounts
- Click here to transfer funds to another member
- Click here to transfer funds to and from your accounts at another financial institution
- From there you can connect your external account instantly through Plaid
- Once the external account is established, it will always appear under the normal Transfer Funds service as an option to transfer to or from
