Homeowner Hardship Assistance

Your credit union cares about you and can help when you're struggling.
You're not alone—we can help you avoid foreclosure
Several alternatives can keep you in your home
Let us know your situation so we can discuss your choices
It's a difficult time, and we respect your privacy and dignity
Please don't wait to ask for help

Every minute counts when you're falling behind on your mortgage payments. Get in touch with our Loan Servicing/Loss Mitigation Department at 888.723.7328. You can also call a Housing & Urban Development (HUD) Housing Counselor at 800.569.4287.

Financial assistance is available in times of hardship and threatened foreclosure 

You trusted us when you got your mortgage. You can rely on us to find ways for you to keep your home—or assist with selling it as a last resort. All these solutions are designed to help you avoid foreclosure, which can be damaging to your life and finances.

Loan modifications

A long-term financial hardship could mean your current home loan is unaffordable. We can discuss modifying your rate and/or term to relieve the burden. Your overall financial picture and the circumstances of your hardship will be important factors.

​​​​​Forbearance plans

Financial hardship might've caused you to fall behind on your mortgage payments. If you're making payments now, we can work with you to consider a forbearance plan that addresses past due payments.

Pre-foreclosure sale/short sale

Financial hardship might've caused you to fall behind on your mortgage payments. If you're making payments now, we can work with you to consider a forbearance plan that addresses past due payments.

Information to provide

Before we start, we'd like to know more about the circumstance causing your hardship. Please send us a detailed letter outlining your present situation, documentation supporting your hardship and current financial information supporting your income, assets and liabilities.

The help you need can be a click away