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Routing Number 321177722
Bank
Effective February 9, 2026.
| Service | Fee | Description |
|---|---|---|
| Wire Transfer – Incoming | $0 | None |
| Wire Transfer – Outgoing Domestic | $10 | Per wire |
| Wire Transfer – Outgoing International | $20 | Per wire |
| Account Research | $30 | Per hour (1 hour minimum) |
| Loan Payment Convenience Fee | $15 | Per item |
| Check Printing | Varies | Based on style |
| SFCU ATM Inquiry/Withdrawal | $0 | No SFCU fee (only other bank's fees); FREE access to Co‐op ATMs |
| Service | Fee | Description |
|---|---|---|
| Non‐Sufficient Funds | $0 | Item returned unpaid |
| Account‐to‐Account Transfer* | $0 | Automatic transfer from member's account |
| Courtesy Pay/Premium OD* | $10 | Per item over $10, up to 4 per day |
| Service | Fee | Fee Waived or Reduced |
|---|---|---|
| Business Spending | $0.00 $0.25 per check | No minimum balance requirement Maximum 50 free check clearings |
| Business Money Market | $10 | Waived with $2,500 minimum daily account balance |
| Inactivity/Dormant Account | $5 | Waived with $2,500 minimum daily account balance |
| Fees | Up to $100,000 |
|---|---|
| Unsecured BLOC | $1,000 |
| Equipment Loan | $1,000 |
| Business Auto Loan | $1,000 |
| Fees | $50,000 - $250,000 | $250,001 - $500,000 | $500,001 - $1,000,000 | $1,000,001 - $2,000,000 | $2,000,001 - or higher |
|---|---|---|---|---|---|
| Underwriting | $250 | $350 | $500 | $750 | $1,000 |
| C&I Documentation | $250 | $350 | $500 | $750 | $1,000 |
| CRE Documentation | $500 | $850 | $1,500 | $2,250 | $3,000 |
| Credit Report | $55 per person | $55 per person | $55 per person | $55 per person | $55 per person |
| Flood Certification | $20 | $20 | $20 | $20 | $20 |
| Wire Transfer | $25 | $25 | $25 | $25 | $25 |
| 4506C | $25 per tax return | $25 per tax return | $25 per tax return | $25 per tax return | $25 per tax return |
| Site Inspection | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state | $250 Bay Area $1,200 out of state |
| Rate Lock Fee | $1,000 | $1,000 | $1,000 | $1,000 | $1,000 |
| Fees | $50,000 - $250,000 | $250,001 - $1,000,000 | $1,000,001 - $2,000,000 | $2,000,001 - or higher |
|---|---|---|---|---|
| Processing | $795 | $795 | $795 | $795 |
Information and fees are subject to change.
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