Business Loans

Time to greenlight your plans with flexible business financing
Take on anything—these financing options address all business realities
Choose a lump-sum loan or revolving line of credit, whatever you need
Focus on your bottom line with competitive interest rates and flexible terms
Borrow local for fast, personalized approvals so you can get to work
Hey, hold on just a second

Before you apply for one of our loans, make sure you have a Business Savings or Checking (Spending) Account first.

Loans and lines—leading your business where you want it to go 

Adapt or fall behind—that's the reality of the business world. When your company needs financing to make a move and stay competitive, we've got you covered. Conditions change and unexpected situations pop up, so lock in one of our flexible options to meet the moment. 

Business equipment financing

Your company's growth depends on working with the right tools. Get the money you need to purchase or upgrade all types of business equipment, from factory machinery to vehicles to IT hardware—anything your business requires. 

  • Borrow up to $250,000 to address any type of equipment need
  • Up to 80% loan-to-value 
Business line of credit

Challenges or unexpected expenses. Opportunities you can't pass up. A line of credit gives your business immediate access to financing so you can react to anything the day brings. And low monthly payments keep your budget in a strong position. 

  • Borrow up to $100,000 unsecured (more than that requires collateral) 
  • Leverage it for working capital during times of reduced cash flow
  • Purchase inventory or make emergency repairs 
  • Hire seasonal staff and support growth initiatives
  • Set up overdraft protection for your Business Checking (Spending) Account
Small Business Administration Loan (SBA 504)

Your small business is a big deal to us. Launching a company or taking it to the next level, you can work with us to lock in government-backed SBA 504 loans for all types of projects. 

  • Buy real estate, renovate facilities, expand your operations or finance heavy equipment 
  • Secure a long-term, fixed-rate loan with a low interest rate
  • Think big with loan amounts up to $5 million and up to 90% loan-to-value
Eric Kim
Director of Business Development

Fast and responsive, delivering customized products with personalized service. That's what you can expect from Stanford FCU's business financing team. Get in touch with us using our preliminary review request form so we can discuss all your options.

Get started with our Preliminary Review Request

Fuel your growing business with accessible financing for your projects. Contact Stanford Federal Credit Union or visit a branch in Bay Area CA to get started.

Our members and their stories matter most.

Frequently asked questions

You can find more information and how to apply for a business loan, business credit card, Small Business Administration (SBA 504) loan, or commercial real estate loan by clicking here, or contact us at [email protected].

The Business Rewards credit card delivers a solid ROI on everyday purchases.