Enterprise Partnership

More convenient, less scary—it's all about finding a new-to-you vehicle you'll love
Check out interest rates as low as 4.99% APR*
You're sure to find what you want among 250+ makes and models
Get the full story with a free CARFAX® vehicle history report
You can trade in your vehicle too
Find your next car anywhere from California to the Carolinas

You'll find Enterprise Car Sales lots all over the country. Quickly search their nationwide database to really cover some ground. 

When you need a vehicle, you need to talk to Enterprise 

You know about Enterprise from flying around the world and renting their cars, right? They sell vehicles too, and you can get great deals from their trustworthy team. Here are a few other great perks: 

  • Prices are pre-set, most below Kelley Blue Book retail value 
  • Get an affordable auto loan from us processed on the spot at any Enterprise Car Sales lot
  • Warranties and roadside assistance services can be part of the deal—just ask about details 

Frequently Asked Questions

Since interest accrues to your loan balance daily, your loan payoff amount changes every day.

Vehicle Loans and Personal Loans

Mortgage Loans

Yes, we have loans for new and used autos, trucks, SUVs, RVs, motorcycles and boats. You’ll pay the same low rate for new and used vehicle loans.

  • Up to 125% financing, including tax and license
  • No payments for up to 90 days
  • No application or early payoff fees
  • Repayment terms up to 84 months (144 months for select RVs and boats!)

Current members can apply through Digital Banking. Non-members must first apply for membership online in as little as 10 minutes.

All auto loans must have both comprehensive and collision coverage with a maximum deductible of $1,000.

At Stanford FCU, we have more than just car loans. You can also find great rates on new and used motorcycles, recreational vehicles  and even boats! We even offer a convenient auto loan calculator to help you estimate your monthly payments. 

Members will apply through Digital Banking or the mobile app. Non-members must first apply for membership online in as little as 10 minutes.

Yes! We can pre-approve you while you’re car shopping, so you’ll know exactly how much car you can afford. We also have a special relationship with Enterprise Car Sales to bring you quality used vehicles at affordable prices.

At Stanford FCU, we have more than just car loans. You can also find great rates on new and used motorcycles, recreational vehicles  and even boats! We even offer a convenient auto loan calculator to help you estimate your monthly payments. 

Members will apply through Digital Banking. Non-members must first apply for membership online in as little as 10 minutes. You can also apply by phone at 888.723.7328 or make an appointment at a local branch to discuss your loan needs.

Rates can change frequently. Our current Loan Rates are available online 24/7. You can also start an application through Digital Banking to view your specific rate - this won't be a full credit pull until you submit your application.

At Stanford FCU, we have more than just car loans. You can also find great rates on new and used motorcycles, recreational vehicles  and even boats! We even offer a convenient auto loan calculator to help you estimate your monthly payments. 

 Members will apply through Digital Banking. Non-members must first apply for membership online in as little as 10 minutes. You can also apply by phone at 888.723.7328 or make an appointment at a local branch to discuss your loan needs.

Yes! We have a special relationship with Enterprise Car Sales to bring you quality used vehicles at affordable prices.

We’ve got great rates and great loans!

We have the same low rates for new and used vehicles, up to 90 days with no payments, and up to 125% financing. Learn more on our Vehicle Loans page. We even offer a convenient auto loan calculator to help you estimate your payments.

Members will apply through Digital Banking. Non-members must first apply for membership online in as little as 10 minutes. You can also apply by phone at 888.723.7328 or make an appointment at a local branch to discuss your loan needs.

We do not offer traditional insurance products, but we do have specialty insurance for auto loans and some of our credit card products.

Auto Specialty Insurance

  • Guaranteed Asset Protection (GAP)
  • Mechanical Breakdown Protection (MBP)

You will be offered these products at the time you fund a new auto loan.

If you have additional questions, please call 888.723.7328 to speak with a Member Care Team Specialist.

Disclosures

*All loans subject to credit approval and membership eligibility. Rate is based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.

Rates shown are for our highest credit tier plus an Ambassador Loyalty+ level bonus discount of 1.00%, which must be maintained throughout the loan term to receive the discounted rate. Longer loan terms are available at higher loan rates.

Payment Example: A 60-month Auto Loan at 4.99% APR would result in monthly payments of $18.87 for each $1,000 borrowed.

Used vehicles were previously part of the Enterprise rental fleet and/or an affiliated company’s lease fleet or purchased by Enterprise from sources including auto auctions, customer trade-ins or from other sources, with a possible previous use including rental, lease, transportation network company or other use.

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