Stanford FCU has the business loans you need without the fees and high rates charged by for-profit financial institutions. Our team of business lending experts provides business owners with fast approvals and personal service.
Purchasing commercial real estate is a significant step for any small business. We have the expertise and financing solutions you need to purchase virtually any type of commercial property, including investment properties, office buildings, shopping malls, mixed-use buildings and multi-family dwellings.
We offer competitively-priced business loans and lines of credit to finance equipment, furniture and inventory. Our business lending experts will recommend the right solution for your specific needs, taking into consideration the financial character of your business, the seasonality of your cash flow, your business needs and your growth plans. Our business lines of credit are traditional working capital lines, enabling you to borrow only what you need, when you need it. We’ll even provide letters of credit.
Stanford FCU is a Preferred Lender with the U.S. Small Business Administration (SBA), which means we can offer you more flexibility and faster loan decisions on SBA loans. The SBA 504 Loan Program provides long-term, fixed-rate financing for small businesses as a means to acquire real estate or machinery and equipment for expansion or modernization.