Business Loans

Business and commercial loans

Stanford FCU has the business loans you need without the fees and high rates charged by for-profit financial institutions. Our team of business lending experts provides business owners with fast approvals and personal service.

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Open a Business Savings or Checking (Spending) Account to become a member, then apply for your loan.

Find the right loan for your business needs

Commercial Real Estate Loans

Purchasing commercial real estate is a significant step for any small business. We have the expertise and financing solutions you need to purchase virtually any type of commercial property, including multi-family residential, retail, office, industrial and special use properties.

  • No prepayment penalty
  • Nationwide lending
  • Competitive rates
  • Up to $10 million loan amount

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Business Loans

We offer competitively-priced business loans and lines of credit to finance equipment, furniture and inventory. Our business lending experts will recommend the right solution for your specific needs, taking into consideration the financial character of your business, the seasonality of your cash flow, your business needs and your growth plans. Our business lines of credit are traditional working capital lines, enabling you to borrow only what you need, when you need it. We’ll even provide letters of credit.

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Small Business Administration (SBA 504) Loans

Stanford FCU partners with the U.S. Small Business Administration (SBA) to help you purchase a building for your small business. The SBA 504 Loan Program provides long-term, fixed-rate financing for small businesses as a means to acquire real estate or machinery and equipment for expansion or modernization.

  • Loans up to $5 million
  • Up to 90% financing

Business Rewards Credit Card

Our Business Rewards Credit Card is the only card you need for your everyday purchases, with a low rate, no annual fee, and 1% cash back on every purchase (2% on dining and DoorDash).

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