Personal Loans

Use the funds for anything you need!

Personal Loans and Lines of Credit are perfect any time you need money to consolidate debt, pay medical expenses, or just want funds available for an emergency. It’s quick and easy to apply!


  • Get cash in as little as one business day
  • Personal Loans have terms up to 60 months
  • Personal Lines of Credit provide a revolving line of credit that you can borrow and repay as needed
  • Low monthly payments and limits up to $60,000
  • No balance transfer fees (pay off other bills to enjoy one low monthly payment)
  • No application or early payoff fees
  • Get a quick, low-rate loan secured by any Stanford FCU savings account or Certificate and have access to up to 90% of the deposit balance

Personal Loan Education

Take control of your money by learning the financial basics! These Online Learning Modules are designed to help you become financially savvy.

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Earn loan discounts with a Partner or Ambassador-level Membership Rewards relationship by opening more accounts!

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Personal Loans and Lines of Credit

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Account Description Maximum Term Annual Percentage
Rate As Low As*
Personal Line of Credit Revolving 11.74% APR*
Personal Loan 60 Months 9.49% APR**
Share Secured Loan Call 888.723.7328 for loan
rates on your share account
Certificate Secured Loan Call 888.723.7328 for loan
rates on your Certificate
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Effective 11/1/23

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All loans subject to credit approval and membership eligibility. Rate is based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.