Personal Loans and Lines of Credit are perfect any time you need money to pay off other bills, pay medical expenses, or just want funds available for an emergency. Get cash in one business day—it’s quick and easy to apply!
A Personal Line of Credit lets you set up the loan once, then transfer the money to your checking account only when you need it. Both loans are available up to $50,000, and the funds can be used for any purpose.
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| Fixed Rates as low as |
Variable Rates as low as |
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| Account Type | Maximum Term | Annual Percentage Rate | Daily Periodic Rate | Annual Percentage Rate | Daily Periodic Rate |
| Line of Credit | Revolving | N/A | N/A | 9.99%* | .027370% |
| Unsecured | 60 Months | 8.99%** | .024630% | N/A | N/A |
| Share Secured | See Notes For Rate & Term Information | ||||
| Certificate Secured | See Notes For Rate & Term Information | ||||
Rates and terms subject to change without notice. Rate is based on credit worthiness, and may be higher than the rate shown.
*The Personal Line of Credit rate is variable, based on the Prime Rate as published in The Wall Street Journal Money Rates Table (the “Index”) plus a margin. This product does not qualify for Membership Rewards discounts. The minimum monthly payment is the greater of $25.00 or 2.5% of the outstanding principal balance of the credit line plus accrued interest and other fees and charges billed to the account during the monthly billing period.
We don’t believe you should have to pay extra just to use basic banking services. We have the personal or debt consolidation loan that fits your lifestyle without any hidden fees, allowing you to do more and bank less.
| Application Fee | NONE |
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| Early Payoff Fee | NONE |
| Late Fee | More than 10 days late, a late charge will be assessed equal to 20% of the interest due, but no less than $1.00. |
A Stanford FCU personal loan can help provide additional cash when you need it most. Check out these online learning modules and tools for financial basics.