IRA
It’s never too early to start planning your retirement, and we make it easy with multiple options: A Traditional or Roth IRA as a savings account or a Certificate. We also have an experienced Wealth Management team to help you put together a full retirement plan.
Deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration.
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Account Description | Dividend Rate | Annual Percentage Yield (IRA) |
---|---|---|
Individual Retirement Account (IRA) | 0.10% | 0.10% |
Effective 5/10/2022
With a Partner or Ambassador-Level Membership Rewards relationship by opening more accounts!
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Term | Dividend Rate $1,000 |
Annual Percentage Yield $1,000 |
---|---|---|
12 months | 1.20% | 1.21% |
24 months | 1.30% | 1.31% |
36 months | 1.70% | 1.71% |
48 months | 1.75% | 1.76% |
60 months | 2.50% | 2.53% |
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Term | Dividend Rate $1,000 |
Annual Percentage Yield $1,000 |
---|---|---|
12 months | 1.00% | 1.00% |
24 months | 1.10% | 1.11% |
36 months | 1.50% | 1.51% |
48 months | 1.55% | 1.56% |
60 months | 2.30% | 2.32% |
Effective 5/10/2022
Learn the financial basics about retirement planning with our Online Learning Modules and calculators.
*Consult a tax advisor.
Dividends are compounded and paid monthly. Once a Certificate is opened, the rate remains fixed through maturity, and early withdrawal penalties apply and may reduce earnings. Membership eligibility is required.