Schedule of Fees
We have minimal fees to help our members save money
Effective July 1, 2025
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| Membership Rewards Discounted Fees: | |||||
| Service | Fee | Description | Partner | Ambassador | Students |
|---|---|---|---|---|---|
| Wire Transfers | |||||
|
$0 | None | $0 | $0 | $0 |
|
$10 | Per wire | $5 | $0 | $0 |
|
$20 | Per wire | $10 | $0 | $0 |
|
Varies | Varies based on currency and amount sent. SFCU does not add an additional fee. | Varies | Varies | Varies |
| Stop Payment | $20 | Per item | $10 | $0 | $0 |
| Account Research | $30 | Per hour (one hour minimum) | $30 | $30 | $0 |
| Collection Item | $20 | Per item | $20 | $20 | $0 |
| Loan Payment Convenience | $15 | Per item | $15 | $15 | $0 |
| Check Printing | Varies | Based on style (Premier Spending receives two boxes/year up to $35) | Varies | $0 | Varies |
| ATM Inquiry and Withdrawal | $0 | No SFCU fee (only other bank's fees); FREE access to Co-op ATMs | Reimburse 3 ATM fees1 | Reimburse unlimited fees1 | $0 |
| Overdrawn Account Options | |||||
|
$0 | Item returned unpaid | $0 | $0 | $0 |
|
$0 | Automatic transfer from member's account | $0 | $0 | $0 |
|
$10 | Per item over $10, up to 4 per day | Reimburse 1 per month | Reimburse 2 per month | $0 |
| Monthly Service Charges | |||||
|
$10 | Waived with $20,000 combined savings and loan balances or $2,500 minimum daily account balance | $5 | $0 | |
|
$0 | No minimum balance | $0 | $0 | |
|
$0 | No minimum balance | $0 | $0 | |
|
$0 | No minimum balance | $0 | $0 | |
|
$0 | No minimum balance | $0 | $0 | |
|
$5 | Inactivity fee applies to all accounts with no transactional activity for 12 months. Waived for Certificate and Student accounts. | $5 | $5 | $0 |
1The maximum ATM fee reimbursement is $5 per transaction.
2Must be opted in.
Refer to the General Fee Schedule for business and commercial account fees.
