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We are monitoring the wildfires across California, and hope that our members are not affected. If you’ve been impacted by the recent wildfires and need financial assistance or have questions about your home insurance, please contact us at 888.723.7328.

Alert Notification Icon

We are monitoring the wildfires across California, and hope that our members are not affected. If you’ve been impacted by the recent wildfires and need financial assistance or have questions about your home insurance, please contact us at 888.723.7328.

Service Fees

We have minimal fees to help our members save money

Fee schedule effective September 12, 2019

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Membership Rewards Discounted Fees:
Service Fee Description Partner Ambassador Students
Wire Transfers
  • Incoming
$0 None $0 $0 $0
  • Outgoing Domestic
$10 Per wire $5 $0 $0
  • Outgoing International
$20 Per wire $10 $0 $0
  • TransferWise
Varies Varies based on currency and amount sent. SFCU does not add an additional fee. Varies Varies Varies
Stop Payment $20 Per item $10 $0 $0
Lien/Levy Processing $15 Per notice $7.50 $0 $0
Account Research $30 Per hour (one hour minimum) $30 $30 $0
Collection Item $20 Per item $20 $20 $0
Non-Sufficient Funds (ACH or Check) $20 Per presentment $20 $20 $0
Overdraft Protection (ACH or Check) $20 Per presentment $20 $20 $0
Returned Deposit Item $20 Per item $20 $20 $0
Loan Payment Convenience $15 Per item $15 $15 $0
Check Printing Varies Based on style (premier checking receives two boxes/year up to $35) Varies Varies Varies
ATM Inquiry and Withdrawal $0 No SFCU fee (only other bank's fees) Reimburse 3 ATM fees* Reimburse unlimited fees* $0
Monthly Service Charge
  • Premier Checking
$10 Waived with $20,000 combined savings and loan balances or $2,500 minimum daily account balance $5 $0
  • Basic Checking
$0 No minimum balance $0 $0
  • Student Checking
$0 No minimum balance $0 $0
  • Money Market Account
$10 Waived with $2,500 minimum daily account balance $5 $0
  • Inactivity/Dormant Account
$5 Waived with $2,500 minimum daily account balance $2.50 $0

*The maximum ATM fee reimbursement is $5 per transaction.
Refer to the Business Checking & Savings page for additional fees for business deposit accounts.