Service Fees - Stanford Federal Credit Union Skip to main content
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Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Alert Notification Icon

Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Service Fees

We have minimal fees to help our members save money

Fee schedule effective April 1, 2022

Scroll Right for More Data

Membership Rewards Discounted Fees:
Service Fee Description Partner Ambassador Students
Wire Transfers
  • Incoming
$0 None $0 $0 $0
  • Outgoing Domestic
$10 Per wire $5 $0 $0
  • Outgoing International
$20 Per wire $10 $0 $0
  • Wise
Varies Varies based on currency and amount sent. SFCU does not add an additional fee. Varies Varies Varies
Stop Payment $20 Per item $10 $0 $0
Lien/Levy Processing $15 Per notice $7.50 $0 $0
Account Research $30 Per hour (one hour minimum) $30 $30 $0
Collection Item $20 Per item $20 $20 $0
Returned Deposit Item $20 Per item $20 $20 $0
Loan Payment Convenience $15 Per item $15 $15 $0
Check Printing Varies Based on style (Premier Checking receives two boxes/year up to $35) Varies Varies Varies
ATM Inquiry and Withdrawal $0 No SFCU fee (only other bank's fees); FREE access to CO-OP ATMs Reimburse 3 ATM fees1 Reimburse unlimited fees1 $0
Overdrawn Account Options
  • Non-Sufficient Funds2
$0 Item returned unpaid $0 $0 $0
  • Account-to-Account Transfer3
$0 Automatic transfer from member's account $0 $0 $0
  • Courtesy Pay/Premium OD3
$20 Per item over $10, up to 4 per day $20 $20 $0
Monthly Service Charges
  • Premier Checking
$10 Waived with $20,000 combined savings and loan balances or $2,500 minimum daily account balance $5 $0
  • Basic Checking
$0 No minimum balance $0 $0
  • Student Checking
$0 No minimum balance $0 $0
  • Money Market Account
$10 Waived with $2,500 minimum daily account balance $5 $0
  • Inactivity/Dormant Account
$5 Waived with $2,500 minimum daily account balance $2.50 $0

1The maximum ATM fee reimbursement is $5 per transaction.
2Fee charged and then rebated to account.
3Must be opted in.
Refer to the Business Checking & Savings page for additional fees for business deposit accounts.