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BEWARE OF CALLER ID! Fraudsters can spoof our name and phone number. We will not ask for personal or account information! Hang up and call 888.723.7328–we’re here 24/7.

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Alert Notification Icon

BEWARE OF CALLER ID! Fraudsters can spoof our name and phone number. We will not ask for personal or account information! Hang up and call 888.723.7328–we’re here 24/7.

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Search the Website Personal Business Wealth Management ATM & Branch Locator

Service Fees

We have minimal fees to help our members save money

Fee schedule effective April 1, 2022

Scroll Right for More Data

Membership Rewards Discounted Fees:
Service Fee Description Partner Ambassador Students
Wire Transfers
  • Incoming
 $0 None $0 $0 $0
  • Outgoing Domestic
 $10 Per wire $5 $0 $0
  • Outgoing International
 $20 Per wire $10 $0 $0
  • Wise
 Varies Varies based on currency and amount sent. SFCU does not add an additional fee. Varies Varies Varies
Stop Payment $20 Per item $10 $0 $0
Lien/Levy Processing $15 Per notice $7.50 $0 $0
Account Research $30 Per hour (one hour minimum) $30 $30 $0
Collection Item $20 Per item $20 $20 $0
Returned Deposit Item $20 Per item $20 $20 $0
Loan Payment Convenience $15 Per item $15 $15 $0
Check Printing Varies Based on style (Premier Checking receives two boxes/year up to $35) Varies Varies Varies
ATM Inquiry and Withdrawal $0 No SFCU fee (only other bank's fees); FREE access to CO-OP ATMs Reimburse 3 ATM fees1 Reimburse unlimited fees1 $0
Overdrawn Account Options
  • Non-Sufficient Funds2
 $0 Item returned unpaid $0 $0 $0
  • Account-to-Account Transfer3
 $0 Automatic transfer from member's account $0 $0 $0
  • Courtesy Pay/Premium OD3
 $20 Per item over $10, up to 4 per day $20 $20 $0
Monthly Service Charges
  • Premier Checking
 $10 Waived with $20,000 combined savings and loan balances or $2,500 minimum daily account balance $5 $0
  • Basic Checking
 $0 No minimum balance $0 $0
  • Student Checking
 $0 No minimum balance $0 $0
  • Money Market Account
 $10 Waived with $2,500 minimum daily account balance $5 $0
  • Inactivity/Dormant Account
 $5 Waived with $2,500 minimum daily account balance $2.50 $0

1The maximum ATM fee reimbursement is $5 per transaction.
2Fee charged and then rebated to account.
3Must be opted in.
Refer to the Business Checking & Savings page for additional fees for business deposit accounts.