Refinancing a mortgage can lower your monthly payments
Reduce your interest rate, or give you cash from the equity you’ve built. But it’s not right for everyone. A mortgage refinance will have fees associated with it, usually $1,500 to $4,000, and if you’re planning to move in the next few years, it may not make sense–use our calculator below to see for yourself.
Get the information you need fast
Refinance Loan Highlights
- Owner-occupied, second homes and investment rental properties
- Fixed-rate and adjustable-rate mortgages (ARMs)
- Conforming and jumbo loan amounts
- Low fees (no junk fees)
- No pre-payment penalties
- 0.35% mortgage rate discount when you invest 37.5% of your loan amount in a high-rate 12-month Certificate (or 0.25% discount with a 25% investment)*
Free Credit Report
Great credit means low rates–check yours now!
Save $675 in mortgage fees with an Ambassador-Level Membership Rewards relationship!Save Now
All loans subject to credit approval. Membership eligibility required.
Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.