Refinance Loans - Stanford Federal Credit Union Skip to main content
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Alert Notification Icon

Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Refinance Loans

Refinancing a mortgage can lower your monthly payments

Reduce your interest rate, or give you cash from the equity you’ve built. But it’s not right for everyone. A mortgage refinance will have fees associated with it, usually $1,500 to $4,000, and if you’re planning to move in the next few years, it may not make sense–use our calculator below to see for yourself.

Modern house in the sun

Refinance Loan Highlights

  • Owner-occupied, second homes and investment rental properties
  • Fixed-rate and adjustable-rate mortgages (ARMs)
  • Conforming and jumbo loan amounts
  • Low fees (no junk fees)
  • No pre-payment penalties
  • 0.35% mortgage rate discount when you invest 37.5% of your loan amount in a high-rate 12-month Certificate (or 0.25% discount with a 25% investment)*
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Great credit means low rates–check yours now!

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Save $675 in mortgage fees with an Ambassador-Level Membership Rewards relationship!

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All loans subject to credit approval. Membership eligibility required.

Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.