Our Experts
Refinance Loans
Refinancing a mortgage can lower your monthly payments
Reduce your interest rate, or give you cash from the equity you’ve built. But it’s not right for everyone. A mortgage refinance will have fees associated with it, usually $1,500 to $4,000, and if you’re planning to move in the next few years, it may not make sense–use our calculator below to see for yourself.
Get the information you need fast
Introducing new 40-year mortgage terms to help you qualify for a higher loan amount and lower payments!
Refinance Loan Highlights
- Owner-occupied, second homes and investment rental properties
- Flexible terms up to 40 years for your specific needs (a Mortgage Consultant will help guide you)
- Fixed-rate and adjustable-rate mortgages (ARMs)
- Conforming and jumbo loan amounts
- Low fees (no junk fees)
- $675 credit for mortgage fees*
- No pre-payment penalties
Save $675 in mortgage fees with an Ambassador-Level Membership Rewards relationship!*
Save NowAll loans subject to credit approval. Membership eligibility required.
Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.
