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We are monitoring the wildfires across California, and hope that our members are not affected. If you’ve been impacted by the recent wildfires and need financial assistance or have questions about your home insurance, please contact us at 888.723.7328.

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Search the Website Personal Business Wealth Management ATM & Branch Locator

Refinance Loans

Refinancing a mortgage can lower your monthly payments

Reduce your interest rate, or give you cash from the equity you’ve built. But it’s not right for everyone. A mortgage refinance will have fees associated with it, usually $1,500 to $4,000, and if you’re planning to move in the next few years, it may not make sense–use our calculator below to see for yourself.

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Refinance Loan Highlights

Refinance Loan Highlights

  • Owner-occupied, second homes and investment rental properties
  • Fixed-rate and adjustable-rate mortgages (ARMs)
  • Conforming and jumbo loan amounts
  • Low fees (no junk fees)
  • No pre-payment penalties
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Get a free personalized Total Cost Analysis to compare different options

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(we have one for investors, too!)

Save $675 in mortgage fees with an Ambassador-Level Membership Rewards relationship!

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All loans subject to credit approval. Membership eligibility required.

Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.