Mortgages

This rate is available as of 11/16/18 for a 7/1 adjustable-rate $700,000 loan secured by an owner-occupied single-family detached house, townhome, condo or 2-unit property located in Santa Clara County, and is subject to change without notice. Contact us for current rates and terms. All loans are subject to credit approval. Rates offered to approved applicants depend on the product selected, credit history, type of property, employment and income verification and other factors. Rate is variable and subject to increase during the loan term. Rate is based on the Prime Rate as published in The Wall Street Journal Money Rates Table (“Index”). Sample Payment: Pay $3,393 per month for the first seven years (excluding tax and insurance) on a $700,000 loan at 4.815% APR with an estimated $13,561 for closing costs.

This rate is available as of 11/16/18 on a 30-year fixed-rate $450,000 loan secured by an owner-occupied single-family detached house, townhome, condo or 2-unit property located in Santa Clara County, and is subject to change without notice. Contact us for current rates and terms. All loans are subject to credit approval. Rates offered to approved applicants depend on the product selected, credit history, type of property, employment and income verification and other factors. Sample Payment: Pay $2,347 per month (excluding tax and insurance) for 360 months on a $450,000 loan at 4.827% APR with an estimated $12,769 for closing costs.

This rate is available as of 11/16/18 on a $250,000 Home Equity Line of Credit (HELOC) secured by an owner-occupied single-family detached house, townhome, condo, 2-unit or second-home property located in Santa Clara County, and is subject to change without notice. Maximum 80% Combined Loan to Value (CLTV). Contact us for current rates and terms. All loans are subject to credit approval. Rates offered to approved applicants depend on the product selected, credit history, type of property, employment and income verification and other factors. Rate is variable and subject to increase during the loan term. Rate is based on the Prime Rate as published in The Wall Street Journal Money Rates Table (“Index”) plus .250%. The floor rate is equal to the Index published at the time of loan application. The lifetime maximum variable APR is 16.00%. Equity lines have a 10-year draw period and a 10-year repayment period for a total term of 20 years. Payments during the 10-year draw period are interest only. There is no annual fee or early termination fee. Sample Payment: Pay $1,146 per month for the first 120 months on a $250,000 HELOC at 5.500% APR with an estimated $575 for closing costs.