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Beware of holiday scams as merchants prepare for increased online sales as a result of store closures and restrictions due to the COVID-19 pandemic. Learn more.

Wire Transfers

Wire Transfers are easy and secure through Online and Mobile Banking!

Sending Wires in four easy steps

Please check our Fee Schedule for outgoing wire transfer fees. If you are sending an International Wire, the funds must be sent in the recipient country’s currency. If the receiving bank only receives U.S. funds, a U.S. correspondent bank is required. This will ensure that your wire is routed properly.

Step 1

All wires are sent through Online and Mobile Banking. A Funds Transfer Agreement & Form may be required before we can process your first request:

Domestic Wires:
Agreement is required

International Wires:
Choose either TransferWise* (Agreement not required) or a traditional International Wire (Agreement is required)

Step 2

Log into Online or Mobile Banking and select Payments & Transfers then Send Domestic or Send International Wire.

Step 3

Follow the prompts to process your request and preview the exchange rate.

Step 4

We will send a secure access code to your phone number on file. To prevent unauthorized transfers of large wire amounts, Stanford FCU may also call to verify your identity.

Information needed to send a wire

Be sure to verify the accuracy of this information, as the transfers cannot be reversed.

  • Exact name on the recipient’s account
  • Routing number of the receiving financial institution or its IBAN
  • Recipient’s address
  • Recipient’s account number
  • Name, address and phone number of the receiving financial institution

New international fund transfers with TransferWise*

Faster and cheaper international fund transfers—new lower fees and transfers to China!

Stanford FCU is one of the first U.S. financial institutions to partner with TransferWise, an independent funds processor that has safely sent over 5 million funds transfers to 70 countries.

  • No hidden fees or unfair added costs (we’re usually even cheaper than TransferWise direct!)
  • The real exchange rate
  • Available 24/7 through Online and Mobile Banking (Payments & Transfers > International Transfers > go past the first screen showing the fee to see your discounted fee)*
  • Send directly to an Alipay wallet
  • Fast—most transfers happen the same day
  • Bank-level security through your credit union
  • Available for 21 currencies (including China, India, Mexico, Europe and Canada)

Receiving Wires

Stanford FCU does not charge a fee for incoming wire transfers. There may be a charge assessed by the U.S. Correspondent Bank used to properly route the funds for International Wires. Provide the sender/payor with the following information:

Name & address on the account

(the name on the account must be an exact match)

10-digit account number beginning with 900

Or 9-digit number beginning with 700

Bank name & address

Stanford Federal Credit Union
1860 Embarcadero Road
Palo Alto, CA 94303

Routing/ABA number: 3211-7772-2

Stanford FCU SWIFT/Bank Identification Code (BIC)
SFCUUS66

*TransferWise is currently unavailable to the following members: Those living in Nevada or Hawaii; members with a P.O. Box or international address; members under the age of 18; and members using a Symantec VIP security code. Other restrictions may apply.