Wire Transfers

Wire Transfers are easy and secure through Online Banking and the mobile app!

Sending Wires in four easy steps

Please check our Fee Schedule for outgoing wire transfer fees. If you are sending an International Wire, the funds must be sent in the recipient country’s currency. If the receiving bank only receives U.S. funds, a U.S. correspondent bank is required. This will ensure that your wire is routed properly.

Step 1

All wires are sent through Online Banking and the mobile app (App Store | Google Play). A Funds Transfer Agreement & Form may be required before we can process your first request:

Domestic Wires (watch video):
Agreement is required

International Wires:
Choose either Wise* (Agreement not required) or a traditional International Wire (Agreement is required)

Step 2

Log into Online Banking or the mobile app (App Store | Google Play) and select Move Money, then International Transfers or Domestic Wires.

Step 3

Follow the prompts to process your request and preview the exchange rate.

Step 4

We will send a secure access code to your phone number on file. To prevent unauthorized transfers of large wire amounts, Stanford FCU may also call to verify your identity.

Information needed to send a wire

Be sure to verify the accuracy of this information, as the transfers cannot be reversed.

  • Exact name on the recipient’s account
  • Routing number of the receiving financial institution or its IBAN
  • Recipient’s address
  • Recipient’s account number
  • Name, address and phone number of the receiving financial institution

International fund transfers with Wise*

Faster and cheaper international fund transfers!

Stanford FCU was one of the first U.S. financial institutions to partner with Wise, a safe and independent funds processor used by over 10 million individuals around the world.

  • No hidden fees or unfair added costs (we’re usually even cheaper than Wise direct!)
  • The real exchange rate
  • Available 24/7 through Online Banking and the mobile app (App Store | Google Play) (Move Money > International Transfers > go past the first screen showing the fee to see your discounted fee)*
  • Send directly to an Alipay wallet
  • Fast—most transfers happen the same day
  • Bank-level security through your credit union
  • Available for 51 currencies (including China, India, Mexico, Europe and Canada) View currencies

wise on phone

Receiving Wires

Stanford FCU does not charge a fee for incoming wire transfers. There may be a charge assessed by the U.S. Correspondent Bank used to properly route the funds for International Wires. Provide the sender/payor with the following information:

Agreement icon

Name & address on the account

(the name on the account must be an exact match)

Number sign Icon

10-digit account number beginning with 900

Or 9-digit number beginning with 700

Bank name & address

Stanford Federal Credit Union
1860 Embarcadero Road
Palo Alto, CA 94303

Routing/ABA number: 3211-7772-2

Stanford FCU SWIFT/Bank Identification Code (BIC)

*Wise is currently unavailable to the following members: Those living in Nevada; members with a P.O. Box; members under the age of 18; and members using a Symantec VIP security code. Other restrictions may apply.