Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Vehicle Loans

We like to say yes!

You’ll find an easy application process, fast approvals, and the same low rates for both new and used vehicles at your member-owned credit union.

Same low rates for new and used vehicles

Features

  • Auto, motorcycle, recreational vehicles (RVs) and boat loans
  • Up to 100% financing, including tax and license
  • Repayment terms up to 84 months
  • No payments for up to 90 days
  • No application or early payoff fees
  • Equity loans for quick cash if your car is paid off

Auto, Motorcycle, RV and Boat Loan Rates

Scroll Right for More Data

Account Description Maximum Term Annual Percentage
Rate As Low As*
New & Used Auto
(see additional details and disclosures below)
0 to 60 Months
61 to 84 Months
1.49% APR
1.99% APR
Classic Auto 0 to 36 Months 3.49% APR
New & Used RV 0 to 60 Months
61 to 84 Months
85 to 144 Months
3.49% APR
3.99% APR
5.99% APR
New & Used Motorcycle 0 to 60 Months
61 to 72 Months
3.49% APR
3.99% APR
New & Used Boat 0 to 60 Months
61 to 84 Months
85 to 144 Months
3.49% APR
3.99% APR
5.99% APR
View Disclosures

Effective 9/18/2020

Same low rates for new and used vehicles

Icon Money Bag

Auto, motorcycle, recreational vehicles (RVs) and boat loans

Icon financing

Up to 100% financing, including tax and license

Icon Cash

Repayment terms up to 84 months

calendar icon

No payments for up to 90 days

Check Mark Icon

No application or early payoff fees

Icon Money Limit

Equity loans for quick cash if your car is paid off

Find a car

Free personal auto buying service

Relax and let our consultant find the right new or used vehicle at the right price! Call 855.795.0679 or click to learn more. Available to California residents only.

Quality used cars and a 1% rate discount

Our partner Enterprise Car Sales has quality used vehicles with most pricing below Kelley Blue Book retail value. Shop online or at a nearby Enterprise Car Sales lot. Your Stanford FCU auto loan can even be processed right on the lot—with a 1% rate discount!

View Disclosures

Find a car

enterprise car sales image with two women driving on a sunny day

Quality used cars and a 1% rate discount

Our partner Enterprise Car Sales has quality used vehicles with most pricing below Kelley Blue Book retail value. Shop online or at a nearby Enterprise Car Sales lot. Your Stanford FCU auto loan can even be processed right on the lot—with a 1% rate discount!

View Disclosures

You must be a member of Stanford FCU to take advantage of the Personal Auto Buying Service or Enterprise Car Sales discount. Stanford FCU assumes no liability for services rendered. These are voluntary programs and you are not obligated to participate. All new and certified used cars arranged for sale are subject to price and availability from the selling franchise car dealer.

Vehicle Loan Education

Learn about vehicle financing with our Online Learning Modules.

Learn More

Earn loan discounts with a Partner or Ambassador-level Membership Rewards relationship by opening more accounts!

Learn More

Calculate your monthly payment or check
your credit to plan your next steps

All loans subject to credit approval and membership eligibility. Restrictions may apply for purchases outside of California and/or outside your state of residence. Rate is based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.