Auto, motorcycle, recreational vehicles (RVs) and boat loans
Vehicle Loans
We like to say yes!
You’ll find an easy application process, fast approvals, and the same low rates for new and used vehicles at your member-owned credit union.
The same low rates for new and used vehicles!
Features
- Auto, motorcycle, recreational vehicles (RVs) and boat loans
- Up to 125% financing, including tax and license
- Repayment terms up to 84 months
- No payments for up to 90 days
- No application or early payoff fees
- Equity loans for quick cash if your car is paid off
Auto, Motorcycle, RV and Boat Loan Rates
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| Account Description | Maximum Term | Annual Percentage Fixed Rate As Low As* |
|---|---|---|
| New & Used Auto (Vehicles 7 model years or newer with less than 75K miles) |
0 to 60 Months 61 to 84 Months (20K minimum) |
5.49% APR 5.49% APR |
| Classic Auto | 0 to 36 Months | 7.49% APR |
| New & Used RV | 0 to 60 Months 61 to 84 Months 85 to 144 Months |
7.49% APR 7.49% APR 9.49% APR |
| New & Used Motorcycle | 0 to 60 Months | 7.49% APR |
| New & Used Boat | 0 to 60 Months 61 to 84 Months 85 to 144 Months |
7.49% APR 7.49% APR 9.49% APR |
| View Disclosures | ||
Effective 5/9/25
Same low rates for new and used vehicles
Up to 100% financing, including tax and license
Repayment terms up to 84 months
No payments for up to 90 days
No application or early payoff fees
Equity loans for quick cash if your car is paid off
Find a car
Free personal auto buying service
Relax and let our consultant find the right new or used vehicle at the right price! Call 855.795.0679 or click to learn more. Available to California residents only.
Quality used cars and a 1% rate discount
Our partner Enterprise Car Sales has quality used vehicles with most pricing below Kelley Blue Book retail value. Shop online or at a nearby Enterprise Car Sales lot. Your Stanford FCU auto loan can even be processed right on the lot—with a 1% rate discount!
View DisclosuresFind a car
Quality used cars and set prices
Our partner Enterprise Car Sales has quality used vehicles with most pricing below Kelley Blue Book retail value. Shop online or at a nearby Enterprise Car Sales lot. Your Stanford FCU auto loan can even be processed right on the lot!
Learn more
Shop thousands of new and used vehicles online
You can search and find new and used cars available for sale. Research and compare models, find local dealers and sellers, calculate payments, value your car, sell or trade in your car, and much more at Cars.com.
Explore
You must be a member of Stanford FCU to take advantage of the Personal Auto Buying Service or Enterprise Car Sales discount. Stanford FCU assumes no liability for services rendered. These are voluntary programs and you are not obligated to participate. All new and certified used cars arranged for sale are subject to price and availability from the selling franchise car dealer.
