Today’s Rates

Contact us for all available mortgage loan products and rates!

5/1 Conforming ARM7/1 Jumbo ARM30 Year Fixed Jumbo
4.281% APR4.327% APR3.814% APR
3.250% Rate3.500% Rate3.750% Rate
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Purchase Loan

Home loans with human interest

We realize the importance of providing a variety of loan products to our members. That’s why we have them all … Conforming and Jumbo loans, fixed-rate and adjustable-rate loans, loans on leased land, and many other programs. What’s more, you’ll find that Stanford FCU doesn’t charge the junk fees that other lenders charge. Simply put, our fees are generally lower and fewer than banks because we’re not-for-profit. While they stand for turning a profit, we stand for you.

Please speak with a Mortgage Consultant for details on all of our loan products.


Understanding Home Loans

Learn the ins and outs of mortgage loans, whether you’re a first-time homebuyer or considering a refinance.


We know the real estate environment and we’re ready to move quickly when you’re ready to buy!

  • Fixed Rate Home Loans (fixed-rate loans are available in all states, with limitations on maximum loan amounts)
  • Adjustable Rate Home Loans (ARM)
  • Jumbo Home Loans
  • Other Home Loan Options to meet your needs
  • Competitive rates
  • Low down payment requirements
  • Low fees (no junk fees)
  • Flexible terms
  • Knowledgeable Mortgage Consultants
  • Local processing – right here in Palo Alto
  • Finance Home Loans outside California
  • Membership Rewards Benefits


All members are required to have a $5 membership share balance in any of the following accounts: Checking Account, Savings Account, Money Market Account, Share Certificate or Individual Retirement Account.

Home Mortgage Disclosure Act (HMDA) Notice

The HMDA data about our residential mortgage lending are available online for review The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Click here to view.
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