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About Us

We’re dedicated to improving the financial lives of our members

We work for you.

We are a not-for-profit, member-owned financial institution dedicated to improving the financial lives of our members. We provide some of the most generous member benefits in our industry, delivered by a compassionate staff who always prioritize your needs first.

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Stanford FCU history

In 1959 a group of Stanford University employees pooled their resources to create a financial institution that would be better than a bank, and dedicated to serving Stanford. Our membership grew to include the entire Stanford community—faculty, staff, students, volunteers, alumni, employees of Stanford Health Care and SLAC National Accelerator Laboratory. As Stanford FCU’s reputation grew, more people wanted to become part of the Stanford community.

Today we still strive to be better than a bank by putting our members’ needs first, and aspiring to be a trusted financial partner. We work with cutting edge technology companies to service the financial needs of their talented employees who expect the best products, service and experience. We’re proud that our community is an epicenter of innovation, and includes top-performing companies like Google, Facebook-Meta, Tesla, Genentech, SAP, VMware, Amazon, Oracle and Visa.

Nestled in the heart of Silicon Valley, Stanford FCU was the first financial institution to offer the convenience of online banking. Innovation and member convenience continue to be a top priority, as we draw on Stanford University’s innovation and our high-tech community. Another priority that’s aligned with our mission to improve financial lives is our financial education. We offer free online learning modules, personal counseling, and free seminars (approximately 100 per year!).

We do what is right for our members

Every credit union dreams of being able to give back to its members, but in today’s highly competitive financial services industry, few can achieve that dream. Stanford FCU is different—our lean, not-for-profit operating model contributes to our fiscal strength and enables our Member Give Back to thrive. Our Member Give Back provides market-leading rates in deposit and loan products–not just for high-credit individuals, but for all members. We have minimal-to-no fees, and returns that go to members not shareholders.

Member Give Back

Safe and Secure

Stanford FCU is financially fit and well managed. Read the most recent Annual Report for more information. Your deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000 (IRAs up to an additional $250,000).