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Beware of holiday scams as merchants prepare for increased online sales as a result of store closures and restrictions due to the COVID-19 pandemic. Learn more.

We’re here for our members! Most branches remain open with safety protocols. Learn more.

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Search the Website Personal Business Wealth Management ATM & Branch Locator

Money Market Account

Stanford FCU Money Market Account

Enjoy the same high rate whether you’re a small saver or a big depositor. This is one of many ways your credit union gives back to members. Other financial institutions pay higher dividends for higher balances, but we want every saver to earn more.

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Open your account online with a minimum of $2,500

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Minimum balance of $2,500 to earn dividends and avoid the monthly fee (rate is variable)

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Access funds with unlimited check withdrawals, a debit card and Online or Mobile Banking

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Set up payroll deductions or direct deposit to build your savings faster

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Deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration

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Earn even higher rates

With an Ambassador-Level Membership Rewards relationship by opening more accounts!

Premium Money Market Account Rates for Ambassadors

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Account Balance Dividend Rate Annual Percentage Yield (APY)
$50-$2,499.99 0.00% 0.00%
$2,500 and over 0.35% 0.35%

Effective 1/1/2021

Money Market Account Rates

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Account Balance Dividend Rate Annual Percentage Yield (APY)
$50-$2,499.99 0.00% 0.00%
$2,500 and over 0.15% 0.15%

Effective 1/1/2021

View All Deposit Rates

Savings Education

Learn the financial basics about savings accounts with our Online Learning Modules.

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Dividends are compounded and paid monthly. Membership eligibility is required.