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Visit our COVID19 web page for information about contacting us remotely, branch hours, and help accessing funds from your unemployment (EDD) or Economic Impact Payment (EIP) debit cards. Learn more.

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Visit our COVID19 web page for information about contacting us remotely, branch hours, and help accessing funds from your unemployment (EDD) or Economic Impact Payment (EIP) debit cards. Learn more.

Credit Cards

Business Rewards Credit Card

SFCU business credit card

Earn 2% cash back at restaurants and 1% on all other purchases

The Business Rewards credit card has the best of both worlds—a low rate and one point for every dollar spent (two points for restaurants and food delivery like DoorDash!). Your cash-back will be credited to your account quarterly. Enjoy lots of great features and benefits to make this your everyday value card!

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Open a Business Savings or Checking Account to become a member, then apply for your loan.

  • 2% cash-back on restaurant purchases, and 1% for everything else
  • No annual fee, no cash advance or balance transfer fees
  • No foreign transaction fees on purchases in other countries
  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
  • Fraud text alerts, tap and pay, and compatible with mobile wallets

Business Rewards Credit Card Rates

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Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
11.75% to 18.00% APR will vary with the market based on the prime rate 25 days None

Effective 2/16/2021. Method of computing the balance of purchases: Average daily balance including new purchases

All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.