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BEWARE OF CALLER ID! Fraudsters can spoof our name and phone number. We will not ask for personal or account information! Hang up and call 888.723.7328–we’re here 24/7.

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Search the Website Personal Business Wealth Management ATM & Branch Locator

Credit Cards

Business Rewards Credit Card

SFCU business credit card

Earn 2% cash back at restaurants and 1% on all other purchases

The Business Rewards credit card has the best of both worlds—a low rate and one point for every dollar spent (two points for restaurants and food delivery like DoorDash!). Your cash-back will be credited to your account quarterly. Enjoy lots of great features and benefits to make this your everyday value card! Limits up to $50,000.

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Open a Business Savings or Checking Account at any branch to become a member, then apply for your loan.

You will need a minimum 640 FICO score, two years in business, and Stanford FCU membership for a minimum of six months to qualify. Complete the Business Loan Application and the Personal Financial Statement below to apply today!

Questions? Contact us at [email protected].

Get started applying for your loan!

Visa Agreement Disclosure
Business Loan Application
Personal Financial Statement
  • 2% cash-back on restaurant purchases, and 1% for everything else
  • No annual fee, no cash advance or balance transfer fees
  • No foreign transaction fees on purchases in other countries
  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
  • Fraud text alerts, tap and pay, and compatible with mobile wallets

Explore our great benefits

Lost Luggage Reimbursement
Personal Identity Theft
Travel Accident Insurance

Business Rewards Credit Card Rates

Scroll Right for More Data

Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
12.00% to 18.00% APR will vary with the market based on the prime rate 25 days None

Effective 4/8/22. Method of computing the balance of purchases: Average daily balance including new purchases

All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.