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All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Credit Cards

Visa® Student Platinum Cash Back Rewards Credit Card

Platinum Cash Back Credit Card

Build your credit while in school with 5% APR* and no fees for 5 years—earn up to 3% cash back!

The Student Platinum Cash Back credit card is a safe and easy way to start building credit. Enjoy a low rate, NO fees, and 1% cash back for every dollar spent (3% for Stanford Bookstore purchases and 2% for restaurant and food delivery purchases!). The cash is credited back to your credit card account quarterly.

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  • UNLIMITED 3% cash-back on Stanford Bookstore purchases, 2% cash-back on dining purchases, and 1% for everything else (automatically credited to your account quarterly)
  • ONLY 5.00% APR and ZERO fees for 5 years*
  • ZERO annual fee, no cash advance or balance transfer fees
  • ZERO foreign transaction fees on purchases in other countries
  • Monitor your free quarterly FICO® Score in Online Banking or the mobile app
  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, and more
  • Fraud text alerts, tap and pay, and compatible with mobile wallets
  • We’ll help you understand how to use your new card responsibly and provide financial education
  • We make it easy to switch to a Stanford Alumni Rewards Visa® with a higher credit limit after you graduate!
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Student Platinum Cash Back Rewards Credit Card Rates

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Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
5.00% APR is fixed for the first 60 months 25 days None
8.99% to 17.99% After 60 months, the APR will vary with the market based on the prime rate 25 days None

Effective 9/13/2021. Method of computing the balance of purchases: Average daily balance including new purchases

Credit Card Education

Learn about credit cards and establishing good credit with our online learning modules.
You can also check your credit with a free credit report.

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All credit cards are subject to credit approval and membership eligibility. Applicant must be at least 18 years old. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.