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All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

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All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Personal Checking

Checking accounts

Choose the checking account that’s right for you, and enjoy low fees, online services, and convenient features that make it easy to manage your money!

Features

  • 30,000 fee-free ATMs nationwide—or use Membership Rewards to earn unlimited free worldwide ATMs
  • Get rid of foreign transaction fees with a Visa-protected debit card, which can be instant-issued at any Stanford FCU branch or delivered right to your home
  • Debit card is compatible with Apple Pay, Google Pay and Samsung Pay
  • Free first box of Stanford FCU logo checks
  • Mobile and Online Banking with free services like Pay A Friend, mobile check deposits, bill pay, and eStatements
  • Minimal fees and service charges

Find the right account for you

Basic Checking

Basic Checking

Basic Checking is a totally free checking account with no minimum balance or direct deposit requirements, and no monthly fee.

Premier Checking

Premier Checking

Let your money work for you with our interest-bearing Premier Checking. The low monthly $10 fee is waived with a minimum daily balance of $2,500, or combined savings and loan balances (including mortgage loans) of $20,000. You’ll earn even higher rates with Membership Rewards.

Student Checking

Student Checking

Our Student Checking account is simply free! There are no minimum balances or direct deposit requirements, no monthly fees, and no overdraft fees—we turned off the fee package so college students won’t pay a dime. You even get free unlimited worldwide ATMs! Stanford University students get extra perks, with a Student Referral Program that earns each of you $25, a Student Rewards Credit Card, Bike Loan Credit Builder, and a Graduation Package with special offers for new and recent grads.

Student Club Checking

Student Club Checking

Stanford University’s clubs and associations will find it easy to manage your club’s finances with our Student Club Checking account. There’s no monthly fee or balance requirement.

Sigma Teen Checking

Sigma Teen Checking

A Sigma Teen Checking account is a great way to help teens age 13 -17 learn to manage money. There’s no monthly fee or balance requirement—you just need a parent or legal guardian as a joint owner on the account. Your debit card will be limited to $200 per day in purchases and ATM withdrawals.

Membership Rewards

Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU. You already enjoy the benefits of minimal fees, higher deposit rates and lower loan rates. Membership Rewards provide even greater value!

Open more accounts, get more rewards.
It's that simple!

  • Unlimited waived ATM withdrawal fees
  • $0 stop payment fees
  • $0 outgoing wire fees
  • .10% bonus Premier Checking rate
Learn More

Checking Education

Learn the financial basics about checking accounts and more.

Explore Online Learning Modules