- Unlimited waived ATM withdrawal fees
- $0 stop payment fees
- $0 outgoing wire fees
- .10% bonus Premier Checking rate
Personal Checking
Choose the checking account that’s right for you, and enjoy low fees, online services, and convenient features that make it easy to manage your money!
Basic Checking is a totally free checking account with no minimum balance or direct deposit requirements, and no monthly fee.
Let your money work for you with our interest-bearing Premier Checking. The low monthly $10 fee is waived with a minimum daily balance of $2,500, or combined savings and loan balances (including mortgage loans) of $20,000. You’ll earn even higher rates with Membership Rewards.
Our Student Checking account is simply free! There are no minimum balances or direct deposit requirements, no monthly fees, and no overdraft fees—we turned off the fee package so college students won’t pay a dime. You even get free unlimited worldwide ATMs! Stanford University students get extra perks, with a Student Referral Program that earns each of you $25, a Student Rewards Credit Card, Bike Loan Credit Builder, and a Graduation Package with special offers for new and recent grads.
Stanford University’s clubs and associations will find it easy to manage your club’s finances with our Student Club Checking account. There’s no monthly fee or balance requirement. Open your Club account at a local branch or schedule an appointment.
A Sigma Teen Checking account is a great way to help teens age 13 -17 learn to manage money. There’s no monthly fee or balance requirement—you just need a parent or legal guardian as a joint owner on the account. Your debit card will be limited to $200 per day in purchases and ATM withdrawals. Accounts for minors must be opened at a Stanford FCU branch, or the signed application must be sent by mail to P.O. Box 10690, Palo Alto, CA 94303-0843.
Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU. You already enjoy the benefits of minimal fees, higher deposit rates and lower loan rates. Membership Rewards provide even greater value!
Learn the financial basics about checking accounts and more.