• 30,000 fee-free ATMs nationwide—or use Membership Rewards to earn unlimited free worldwide ATMs
• Get rid of foreign transaction fees with a Visa-protected debit card, which can be instant-issued at any Stanford FCU branch or delivered right to your home
• Debit card is compatible with Apple Pay, Google Pay and Samsung Pay
• Free first box of Stanford FCU logo checks
• Mobile and Online Banking with free services like Pay A Friend, mobile check deposits, bill pay, and eStatements
• Minimal fees and service charges

Basic Checking is a totally free checking account with no minimum balance or direct deposit requirements, and no monthly fee.

Our Student Checking account is simply free! There are no minimum balances or direct deposit requirements, no monthly fees, and no overdraft fees—we turned off the fee package so college students won’t pay a dime. You even get free unlimited worldwide ATMs! Stanford University students get extra perks, with a Student Referral Program that earns each of you $25, a Student Rewards Credit Card, Bike Loan Credit Builder, and a Graduation Package with special offers for new and recent grads.

A Sigma Teen Checking account is a great way to help teens age 13 -17 learn to manage money. There’s no monthly fee or balance requirement—you just need a parent or legal guardian as a joint owner on the account. Your debit card will be limited to $200 per day in purchases and ATM withdrawals. Accounts for minors must be opened at a Stanford FCU branch, or the signed application must be sent by mail to P.O. Box 10690, Palo Alto, CA 94303-0843.