- Unlimited waived ATM withdrawal fees
- $0 stop payment fees
- $0 outgoing wire fees
- .10% bonus Premier Checking rate
Personal Checking
Checking accounts
Choose the checking account that’s right for you, and enjoy low fees, online services, and convenient features that make it easy to manage your money!
Checking Features
Checking Features
- 30,000 fee-free ATMs nationwide—or use Membership Rewards to earn unlimited free worldwide ATMs
- Get rid of foreign transaction fees with a Visa-protected debit card, which can be instant-issued at any Stanford FCU branch or delivered right to your home
- Your debit card is compatible with Apple Pay, Google Pay and Samsung Pay; and comes with ID Navigator Powered by NortonLifeLock™ with smart tools to help protect against identity theft
- Free first box of Stanford FCU logo checks
- Mobile and Online Banking with free services like mobile check deposits, bill pay, and eStatements
- Minimal fees and service charges
- 30,000 fee-free ATMs nationwide—or use Membership Rewards to earn unlimited free worldwide ATMs
- Get rid of foreign transaction fees with a Visa-protected debit card, which can be instant-issued at any Stanford FCU branch or delivered right to your home
- Your debit card is compatible with Apple Pay, Google Pay and Samsung Pay; and comes with ID Navigator Powered by NortonLifeLock™ with smart tools to help protect against identity theft
- Free first box of Stanford FCU logo checks
- Mobile and Online Banking with free services like mobile check deposits, bill pay, and eStatements
- Minimal fees and service charges
Find the right account for you
Basic Checking
Basic Checking
Basic Checking is a totally free checking account with no minimum balance or direct deposit requirements, and no monthly fee.
Ask a representative about Bank On, part of a national coalition that connects consumers with safe, affordable accounts.
Basic Checking is a totally free checking account with no minimum balance or direct deposit requirements, and no monthly fee.
Ask a representative about Bank On, part of a national coalition that connects consumers with safe, affordable accounts.
Premier Checking
Premier Checking
Let your money work for you with our interest-bearing Premier Checking. The low monthly $10 fee is waived with a minimum daily balance of $2,500, or combined savings and loan balances (including mortgage loans) of $20,000. You’ll earn even higher rates with Membership Rewards.
Let your money work for you with our interest-bearing Premier Checking. The low monthly $10 fee is waived with a minimum daily balance of $2,500, or combined savings and loan balances (including mortgage loans) of $20,000. You’ll earn even higher rates with Membership Rewards.
Student Checking
Student Checking
Our Student Checking account is simply free! There are no minimum balances or direct deposit requirements, no monthly fees, and no overdraft fees—we turned off the fee package so college students won’t pay a dime. You even get free unlimited worldwide ATMs! Stanford University students get extra perks, with a Student Referral Program that earns each of you $25, a Student Rewards Credit Card, Bike Loan Credit Builder, and a Graduation Package with special offers for new and recent grads.
Our Student Checking account is simply free! There are no minimum balances or direct deposit requirements, no monthly fees, and no overdraft fees—we turned off the fee package so college students won’t pay a dime. You even get free unlimited worldwide ATMs! Stanford University students get extra perks, with a Student Referral Program that earns each of you $25, a Student Rewards Credit Card, Bike Loan Credit Builder, and a Graduation Package with special offers for new and recent grads.
Student Club Checking
Stanford University’s clubs and associations will find it easy to manage your club’s finances with our Student Club Checking account. There’s no monthly fee or balance requirement. Open your Club account at a local branch or schedule an appointment.
Sigma Teen Checking
Sigma Teen Checking
A Sigma Teen Checking account is a great way to help teens age 13 -17 learn to manage money. There’s no monthly fee or balance requirement—you just need a parent or legal guardian as a joint owner on the account. Your debit card will be limited to $200 per day in purchases and ATM withdrawals. Accounts for minors must be opened at a Stanford FCU branch, or the signed applicationopens PDF file must be sent by mail to P.O. Box 10690, Palo Alto, CA 94303-0843.
A Sigma Teen Checking account is a great way to help teens age 13 -17 learn to manage money. There’s no monthly fee or balance requirement—you just need a parent or legal guardian as a joint owner on the account. Your debit card will be limited to $200 per day in purchases and ATM withdrawals. Accounts for minors must be opened at a Stanford FCU branch, or the signed applicationopens PDF file must be sent by mail to P.O. Box 10690, Palo Alto, CA 94303-0843.
Membership Rewards
Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU. You already enjoy the benefits of minimal fees, higher deposit rates and lower loan rates. Membership Rewards provide even greater value!
Open more accounts, get more rewards.
It's that simple!
Checking Education
Learn the financial basics about checking accounts and more.
