Alert Notification Icon

Our University Avenue, Pampas Lane and Embarcadero Road Branches are open M-F from 10-4. Our Redwood City, Tresidder and Medical Center Branches are closed indefinitely in response to the Governor’s shelter-in-place mandate. All other banking services are continuing as usual. Please contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Alert Notification Icon

Our University Avenue, Pampas Lane and Embarcadero Road Branches are open M-F from 10-4. Our Redwood City, Tresidder and Medical Center Branches are closed indefinitely in response to the Governor’s shelter-in-place mandate. All other banking services are continuing as usual. Please contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Mortgages

We're the home loan lender you can trust!

Your member-owned, not-for-profit credit union will always look out for your financial well-being. Trust us to provide you with the right loan, low rates and fees, and expert guidance every step of the way.

Explore our home loans

Purchase Loans

Whether you’re a first-time home buyer, purchasing a second home or investment property, we’ll make the process simple. We have conforming and jumbo loans, fixed and adjustable-rate loans, loans on leased land, and many other programs—all with low competitive rates and no junk fees.

Refinance Loans

Refinancing your existing home or investment mortgage can offer you long-term rewards. Whether you want to lower your monthly payments, reduce your interest rate, or get cash, we’ll provide you with several options and a stress-free experience.

Home Equity Loans

Home equity loans are also known as second mortgages and second deeds of trust. They’re secured by a lien against your home, in addition to your first mortgage. You can borrow up to 80% of your home’s equity as either a fixed-rate loan or a Home Equity Line of Credit (HELOC).

Let us help you apply for a loan today!

Apply Now

All loans and terms are subject to credit approval and membership eligibility.

Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.