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Fraud warning: Some members have received text messages claiming to be from Stanford FCU asking to confirm suspicious charges. Do not click on the link! These messages are not from us and the link does not go to our website. If you’re unsure about a message or want to check your accounts, please call us at 888.723.7328.

Alert Notification Icon

Fraud warning: Some members have received text messages claiming to be from Stanford FCU asking to confirm suspicious charges. Do not click on the link! These messages are not from us and the link does not go to our website. If you’re unsure about a message or want to check your accounts, please call us at 888.723.7328.

Membership Rewards

Extra perks for active and engaged members

It’s easy to get even more value from your Stanford FCU membership—just deposit your payroll with us or use our debit or credit card for your everyday expenses to access your Membership Rewards!

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Rewards

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Partners
Ambassadors
  • 3 waived ATM withdrawal fees per month (worldwide!)1
  • Unlimited waived ATM withdrawal fees (worldwide!)1
  • .50% discount rate for auto and personal loans2
  • 1.00% discount rate for auto and personal loans2
  • NEW! .75% bonus certificate rates
  • NEW! .75% bonus certificate rates
  • Reduced stop payment fees (50% off)
  • .25% bonus money market rates
  • Reduced outgoing wire fees (50% off)
  • One certificate rate bump per year3
  • Reduced below minimum balance fees (50% off)
  • 1% cash bonus on credit card purchases4
  • .10% bonus Premier Spending rate
  • $0 stop payment fees
  • $0 outgoing wire fees
  • $0 below minimum balance fees
  • $675 credit for mortgage fees5
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Key Qualifiers

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Partners
Receive all the rewards listed above!
Here’s how to qualify:
Ambassadors
Receive all the rewards listed above!
Here’s how to qualify:
Checking (Spending) Account with $2,500+ in monthly
payroll Direct Deposit1 or $1,000 in monthly Debit Card purchases
Checking (Spending) Account with $2,500+ in monthly
payroll Direct Deposit1 or $1,000 in monthly Debit Card purchases
Plus 1 of these Key Qualifiers
Plus 2 of these Key Qualifiers
Minimum 20 debit card purchases per month
Minimum 20 debit card purchases per month
Consumer Loan:
Vehicle Loan or Personal Loan
Consumer Loan:
Vehicle Loan or Personal Loan
Investment Account with
Stanford Federal Investment Services3
Investment Account with
Stanford Federal Investment Services3
Deposit Accounts with monthly combined $25,000+ balances (excluding Certificates)4
Deposit Accounts with monthly combined $25,000+ balances (excluding Certificates)4
First Mortgage (counts as two!)
View Disclosures

Track your status in Online or Mobile Banking!

We made it easy to view your current Membership Rewards status and see which key qualifiers you need to move up! Just click on the Membership Rewards quick link in Online Banking, or the More menu in the mobile app (then tap the Membership Rewards Status box).

membership rewards tracker

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