Membership Rewards - Stanford Federal Credit Union Skip to main content
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Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Alert Notification Icon

Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Membership Rewards

Extra perks for active and engaged members

It’s easy to get even more value from your Stanford FCU membership—just deposit your payroll with us or use our debit or credit card for your everyday expenses to access your Membership Rewards!

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Important change to Membership Rewards effective 2/1/23

Stanford FCU’s Membership Rewards offers fee waivers, loan discounts and deposit bonuses. Starting February 1, 2023, the minimum monthly requirement of $500 for either direct deposit or debit card purchases to qualify for an Ambassador or Partner level Membership Rewards relationship will increase to $1,000. All other requirements to earn Membership Rewards will remain unchanged.

Rewards

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Partners
Ambassadors
  • 3 waived ATM withdrawal fees per month (worldwide!)1
  • Unlimited waived ATM withdrawal fees (worldwide!)1
  • .50% discount rate for auto and personal loans2
  • 1.00% discount rate for auto and personal loans2
  • .25% bonus certificate rates
  • .25% bonus certificate and money market rates
  • Reduced stop payment fees (50% off)
  • NEW! One certificate rate bump per year3
  • Reduced outgoing wire fees (50% off)
  • 1% cash bonus on credit card purchases4
  • Reduced below minimum balance fees (50% off)
  • .10% bonus Premier Checking rate
  • $0 stop payment fees
  • $0 outgoing wire fees
  • $0 below minimum balance fees
  • $675 waived mortgage fee
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Key Qualifiers

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Partners
Receive all the rewards listed above!
Here’s how to qualify:
Ambassadors
Receive all the rewards listed above!
Here’s how to qualify:
Checking Account with $1,000+ in monthly
Direct Deposit or Debit Card purchases*
Checking Account with $1,000+ in monthly
Direct Deposit or Debit Card purchases*
Plus 1 of these Key Qualifiers
Plus 2 of these Key Qualifiers
Minimum 20 debit card purchases per month
Minimum 20 debit card purchases per month
Consumer Loan:
Vehicle Loan or Personal Loan
Consumer Loan:
Vehicle Loan or Personal Loan
Investment Account with
Stanford Federal Investment Services2
Investment Account with
Stanford Federal Investment Services2
Deposit Accounts with monthly combined $25,000+ balances (excluding Certificates)3
Deposit Accounts with monthly combined $25,000+ balances (excluding Certificates)3
First Mortgage (counts as two!)
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Track your status in Online or Mobile Banking!

We made it easy to view your current Membership Rewards status and see which key qualifiers you need to move up! Just click on the Membership Rewards quick link in Online Banking, or the More menu in the mobile app (then tap the Membership Rewards Status box).

membership rewards tracker