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Membership Rewards

Open more accounts to get more rewards. It’s that simple!

Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU. You already enjoy the benefits of minimal fees, higher deposit rates and lower loan rates. Membership Rewards provide even greater value!

Benefits from our Ambassador membership

Ambassador Icon

Membership Rewards Status

Ambassador

Ambassadors have achieved the highest level and get the most benefits (like unlimited free ATMs worldwide)!

Monitor your membership status in online and mobile banking!

  • Unlimited waived ATM withdrawal fees (worldwide!)1
  • 1.00% discount rate for auto and personal loans
  • .25% bonus certificate and money market rates
  • .10% bonus Premier Checking rate
  • $675 waived mortgage fee
  • $0 stop payment fees
  • $0 outgoing wire fees
  • $0 below minimum balance fees
View Disclosures

Achieve our highest level Ambassador membership

Ambassadors receive all the rewards listed above! Here’s how you qualify:

Qualify for Ambassador membership!

Checking & two products

Checking Account

$500+ in monthly direct deposits or debit card purchases. Plus two of the following:

Credit Card2

Investment Account3

Consumer Loan

Second Mortgages & HELOCs4

Debit Card Purchases

Minimum 20 debit card purchases per month

Savings Account

Combined $25,000+ balances (excluding certificates)

First Mortgage

Counts as two

View Disclosures

Benefits from our Partner membership

Partner Icon

Membership Rewards Status

Partner

  • Three waived ATM withdrawal fees per month (worldwide!)1
  • .50% discount rate for auto and personal loans
  • .25% bonus certificate rates
  • Reduced stop payment fees (50% off)
  • Reduced outgoing wire fees (50% off)
  • Reduced below minimum balance fees (50% off)
View Disclosures

Achieve our Partner membership

Partners enjoy several rewards, but adding just one more account qualifies you for the full Ambassador rewards! Here’s how you qualify as a Partner:

Qualify for Partner membership!

Checking & one product

Checking Account

$500+ in monthly direct deposits or debit card purchases. Plus one of the following:

Credit Card2

Investment Account3

Consumer Loan

Second Mortgages & HELOCs4

Debit Card Purchases

Minimum 20 debit card purchases per month

Savings Account

Combined $25,000+ balances (excluding certificates)

View Disclosures

Learn more on fees & rates

Fee Schedule
Deposit Rates
Loan Rates