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We are monitoring the wildfires across California, and hope that our members are not affected. If you’ve been impacted by the recent wildfires and need financial assistance or have questions about your home insurance, please contact us at 888.723.7328.

Mortgage Rates

Helpful mortgage rate details

The Conforming loan amount in most locations is $510,400. All loan amounts higher than Conforming are considered Jumbo loans.

Purchase loan rates

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Purchase LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30 Year Fixed Jumbo3.25%3.28%0$4,243 360
15 Year Fixed Jumbo2.75%2.80%0$6,617 180
30/15 Year Fixed Balloon Jumbo3.50%3.54%0$4,378 180
5/1 ARM Jumbo2.50%2.61%0$3,852 360
7/1 ARM Jumbo2.63%2.65%0$3,916 360
10/1 ARM Jumbo2.75%2.73%0$3,980 360
30 Year Fixed Conforming2.63%2.70%0.25$1,807 360
15 Year Fixed Conforming2.38%2.47%0$2,974 180
30/15 Year Fixed Balloon Conforming3.50%3.59%0.25$2,021 180
5/1 ARM Conforming2.50%2.49%0.25$1,778 360
7/1 ARM Conforming2.63%2.56%0.25$1,807 360
10/1 ARM Conforming2.75%2.67%0.25$1,837 360

Refinance loan rates

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Refinance LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30 Year Fixed Jumbo3.50%3.52%0$4,378 360
15 Year Fixed Jumbo3.00%3.03%0$6,733 180
30/15 Year Fixed Balloon Jumbo3.75%3.77%0$4,515 180
5/1 ARM Jumbo2.75%2.68%0$3,980 360
7/1 ARM Jumbo2.88%2.75%0$4,045 360
10/1 ARM Jumbo3.00%2.87%0$4,111 360
30 Year Fixed Conforming2.88%2.93%0.25$1,867 360
15 Year Fixed Conforming2.63%2.68%0$3,027 180
30/15 Year Fixed Balloon Conforming3.75%3.82%0.25$2,084 180
5/1 ARM Conforming2.75%2.55%0.25$1,837 360
7/1 ARM Conforming2.88%2.65%0.25$1,867 360
10/1 ARM Conforming3.00%2.80%0.25$1,897 360

Investment rental loan rates

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Investment Rental LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30/15 Year Fixed Balloon Jumbo3.50%3.54%2.625$4,378 180
30 Year Fixed Conforming2.63%2.86%2.375$1,807 360
15 Year Fixed Conforming2.50%2.86%1.875$3,001 180
30/15 Year Fixed Balloon Conforming3.50%3.87%2.875$2,021 180

Home equity loan rates

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Home Equity LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
20 Yr Fixed Second Mortgage5.00%5.61%0$1,650 240
HELOC Special Introductory Rate*2.25%2.25%0$469240

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