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Four branches are now open to serve your needs: Medical Center is open M-F 9-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Alert Notification Icon

Four branches are now open to serve your needs: Medical Center is open M-F 9-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Mortgage Rates

Helpful mortgage rate details

The Conforming loan amount in most locations is $510,400. All loan amounts higher than Conforming are considered Jumbo loans.

Purchase loan rates

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Purchase LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30 Year Fixed Jumbo3.500%3.530%0$4,378360
15 Year Fixed Jumbo3.000%3.054%0$6,733180
30/15 Year Fixed Balloon Jumbo3.625%3.663%0$4,447180
5/1 ARM Jumbo2.625%2.736%0$3,916360
7/1 ARM Jumbo2.750%2.779%0$3,980360
10/1 ARM Jumbo3.000%2.930%0$4,111360
30 Year Fixed Conforming2.875%2.946%0.25$1,867360
15 Year Fixed Conforming2.500%2.593%0$3,001180
30/15 Year Fixed Balloon Conforming3.625%3.717%0.25$2,052180
5/1 ARM Conforming2.625%2.612%0.25$1,807360
7/1 ARM Conforming2.750%2.683%0.25$1,837360
10/1 ARM Conforming2.875%2.796%0.25$1,867360

Refinance loan rates

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Refinance LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30 Year Fixed Jumbo3.750%3.765%0$4,515360
15 Year Fixed Jumbo3.250%3.277%0$6,851180
30/15 Year Fixed Balloon Jumbo3.875%3.894%0$4,585180
5/1 ARM Jumbo2.875%2.807%0$4,045360
7/1 ARM Jumbo3.000%2.879%0$4,111360
10/1 ARM Jumbo3.250%3.068%0$4,243360
30 Year Fixed Conforming3.125%3.176%0.25$1,928360
15 Year Fixed Conforming2.750%2.806%0$3,054180
30/15 Year Fixed Balloon Conforming3.875%3.941%0.25$2,116180
5/1 ARM Conforming2.875%2.678%0.25$1,867360
7/1 ARM Conforming3.000%2.778%0.25$1,897360
10/1 ARM Conforming3.125%2.928%0.25$1,928360

Investment rental loan rates

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Investment Rental LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30/15 Year Fixed Balloon Jumbo3.625%3.663%2.625$4,447180
30 Year Fixed Conforming2.875%3.115%2.375$1,867360
15 Year Fixed Conforming2.625%2.989%1.875$3,027180
30/15 Year Fixed Balloon Conforming3.625%3.992%2.875$2,052180

Home equity loan rates

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Home Equity LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
20 Yr Fixed Second Mortgage6.250%6.858%0$1,827240
Prime HELOC 10 yr Draw/10 yr Repay3.250%3.250%0$677240

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