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Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Alert Notification Icon

Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Mortgage Rates

Helpful mortgage rate details

The Conforming loan amount in most locations is $510,400. All loan amounts higher than Conforming are considered Jumbo loans.

Purchase loan rates

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Purchase LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30 Year Fixed Jumbo3.375%3.403%0$4,310360
15 Year Fixed Jumbo3.125%3.175%0$6,792180
30/15 Year Fixed Balloon Jumbo3.625%3.660%0$4,447180
5/1 ARM Jumbo2.875%2.820%0$4,045360
7/1 ARM Jumbo3.125%2.950%0$4,177360
10/1 ARM Jumbo3.250%3.081%0$4,243360
30 Year Fixed Conforming3.000%3.047%0$1,897360
15 Year Fixed Conforming2.500%2.585%0$3,001180
30/15 Year Fixed Balloon Conforming3.625%3.711%0.25$2,052180
5/1 ARM Conforming2.875%2.694%0.25$1,867360
7/1 ARM Conforming3.125%2.853%0.25$1,928360
10/1 ARM Conforming3.125%2.945%0.25$1,928360

Refinance loan rates

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Refinance LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30 Year Fixed Jumbo3.375%3.390%0$4,310360
15 Year Fixed Jumbo3.125%3.151%0$6,792180
30/15 Year Fixed Balloon Jumbo3.625%3.644%0$4,447180
5/1 ARM Jumbo2.875%2.807%0$4,045360
7/1 ARM Jumbo3.125%2.937%0$4,177360
10/1 ARM Jumbo3.250%3.068%0$4,243360
30 Year Fixed Conforming3.000%3.030%0$1,897360
15 Year Fixed Conforming2.500%2.555%0$3,001180
30/15 Year Fixed Balloon Conforming3.625%3.690%0.25$2,052180
5/1 ARM Conforming2.875%2.678%0.25$1,867360
7/1 ARM Conforming3.125%2.836%0.25$1,928360
10/1 ARM Conforming3.125%2.928%0.25$1,928360

Investment rental loan rates

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Investment Rental LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
30/15 Year Fixed Balloon Jumbo3.625%3.660%2.625$4,447180
30 Year Fixed Conforming3.000%3.216%2.125$1,897360
15 Year Fixed Conforming2.625%2.980%1.875$3,027180
30/15 Year Fixed Balloon Conforming3.625%3.985%2.875$2,052180

Home equity loan rates

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Home Equity LoanInterest RateAPRPointsMonthly PaymentsLoan Term [Months]
20 Yr Fixed Second Mortgage6.250%6.855%0$1,827240
Prime HELOC 10 yr Draw/10 yr Repay3.500%3.500%0$729240

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