Denise Butler
Home Equity Lending Specialist
NMLS #723524
Apply NowHome Equity Loans
Apply today to enjoy Prime minus 1.00% for the full term of your new Home Equity Line of Credit (HELOC). Use the funds for a remodeling project or pay off debt—there are no payments until you actually use the line of credit.
Also known as second mortgages, HELOCs and second deeds of trust, you can borrow up to 80% of your home’s equity at a low rate and use the funds for any purpose.
Example:
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Home Equity Loan | Interest Rate | APR | Monthly Payment |
---|---|---|---|
HELOC (variable) | 7.500% | 7.500% | $1,563 (240 payments) |
15 Yr Fixed Second Mortgage | 7.750% | 7.839% | $2,353 (180 payments) |
20 Yr Fixed Second Mortgage | 7.990% | 8.063% | $2,090 (240 payments) |
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Effective 7/27/23
All loans subject to credit approval. Membership eligibility required.
Home Mortgage Disclosure Act (HMDA) Notice
The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. These data are available online at the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda). HMDA data for many other financial institutions are also available at this Web site.