Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Close
Call Us: 888.723.7328 | Live Chat | Schedule an Appointment
Search the Website Personal Business Wealth Management ATM & Branch Locator
Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Close
Search menu toggle
Search the Website Personal Business Wealth Management ATM & Branch Locator

HSA

Health Savings Account (HSA)

A Health Savings Account is designed for individuals with a high-deductible medical insurance plan, to help you cover the costs not paid by your plan. You’ll get free checks and debit card access to help you pay doctors, dentists, pharmacy and other medical expenses.

Health Savings Account features

Join Icon

You must be enrolled in a high deductible health plan (HDHP)

Icon Coin Savings

No minimum deposit to open the account

Money Bag icon

$50 minimum balance to earn dividends (rate is variable)

Check Mark Icon

No monthly service fee

Advisor Icon

Tax benefits (consult a tax advisor to determine the tax benefits for your particular situation)

Mobile and Online Icon

Access funds with free checks, a debit card and Online or Mobile Banking

Security Icon

Deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration

Visit Retirement Central to learn more and open an HSA

Learn More

Premier Health Savings Account

Earn higher rates when you meet the following criteria:

 

Employed by one of Stanford FCU's Partner Companies
Have a Stanford FCU checking account with a minimum $500 monthly direct deposit

Health Savings Account Rates

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
Health Savings Account (HSA) 0.10% 0.10%
Premier Health Savings Account (PHSA) 0.20% 0.20%

Effective 1/1/2021

View All Deposit Rates

Dividends are compounded and paid monthly. Membership eligibility is required.