Nothing’s more important than the health of you or your loved ones. A Health Savings Account (HSA) with Stanford FCU helps you cover expenses not covered by your health insurance. It combines the protection of your high-deductible health insurance plan with a tax-deductible savings account. And funds are easily accessed with your HSA debit card. At Stanford FCU, we look beyond banking—to helping support members’ health, happiness and peace of mind.
A Stanford FCU checking account with monthly direct deposit of $500 or more will qualify you for the Premier Health Savings Account (PHSA). The PHSA offers all of the benefits of our regular HSA, but you’ll earn higher dividends on the balance in the PHSA account.
Health Savings Accounts are provided to those members who are employed with one of our Select Employer Groups (SEGs). Members who qualify through FOPAL/MOAH must go into one of our branches to be eligible for this product.
To set an appointment with a member of our team, click here: Set Appointment
Health Savings Account Rates
| Account Description | Dividend Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Health Savings Account (HSA) | 0.20% | 0.20% |
| Premier Health Savings Account (PHSA) | 1.50% | 1.51% |
