Alert Notification Icon

Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Alert Notification Icon

Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

HSA

Health Savings Account (HSA)

A Health Savings Account is designed for individuals with a high-deductible medical insurance plan, to help you cover the costs not paid by your plan. You’ll get free checks and debit card access to help you pay doctors, dentists, pharmacy and other medical expenses.

Health Savings Account features

Join Icon

You must be enrolled in a high deductible health plan (HDHP)

Icon Coin Savings

No minimum deposit to open the account

Money Bag icon

$50 minimum balance to earn dividends (rate is variable)

Check Mark Icon

No monthly service fee

Advisor Icon

Tax benefits (consult a tax advisor to determine the tax benefits for your particular situation)

Mobile and Online Icon

Access funds with free checks, a debit card and Online or Mobile Banking

Security Icon

Deposits are federally insured to at least $250,000 (Individual Retirement Accounts up to an additional $250,000) through the National Credit Union Administration

Visit Retirement Central to learn more and open an HSA

Learn More

Premier Health Savings Account

Earn higher rates when you meet the following criteria:

 

Employed by one of Stanford FCU's Partner Companies
Have a Stanford FCU checking account with a minimum $500 monthly direct deposit

Health Savings Account Rates

Scroll Right for More Data

Account Description Dividend Rate Annual Percentage Yield (APY)
Health Savings Account (HSA) 0.20% 0.20%
Premier Health Savings Account (PHSA) 0.35% 0.35%

Effective 6/17/2020

Dividends are compounded and paid monthly. Membership eligibility is required.