Membership Rewards

Open more accounts, get more rewards. It’s that simple!

Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU. You already enjoy the benefits of minimal fees, higher deposit rates and lower loan rates. Membership Rewards provide even greater value!

  • Unlimited waived ATM withdrawal fees (worldwide!)1
  • 1.00% discount rate for auto and personal loans
  • .25% bonus Certificate and Money Market rates
  • .10% bonus Premier Checking rate
  • $675 waived mortgage fees
  • $0 Stop Payment Fees
  • $0 Outgoing Wire Fees
  • $0 Below Minimum Balance Fees

Monitor your membership status in
Online and Mobile Banking!

membership rewards status in online and mobile banking

 

Achieve our highest level Ambassador Membership

Ambassadors receive all the rewards listed above! Here’s how you qualify:

ATM machine Checking Account with $500+ in monthly direct deposits or debit card purchases

Plus two of the following:

red credit card Credit Card2

money hand Consumer Loan

Minimum 20 debit card purchases per month
Investment account with Stanford Federal Investment Services3
real estate First Mortgage (counts as two!)
HELOC Second Mortgages and HELOCs4
non certificate accounts Savings Accounts with combined $25,000+ balances (excluding Certificates)

 

Achieve our Partner Membership

Partners enjoy several rewards, but adding just one more account qualifies you for the full Ambassador rewards! Here’s how you qualify as a Partner:

ATM machine Checking Account with $500+ in monthly direct deposits or debit card purchases

Plus one of the following:

red credit card Credit Card2

money hand Consumer Loan

Minimum 20 debit card purchases per month
Investment account with Stanford Federal Investment Services3

HELOC Second Mortgages and HELOCs4
non certificate accounts Savings Accounts with combined $25,000+ balances (excluding Certificates)

Here’s what you get as a Partner:

  • Three waived ATM withdrawal fees per month (worldwide!)1
  • .50% discount rate for auto and personal loans
  • .25% bonus Certificate rates
  • Reduced Stop Payment Fees (50% off)
  • Reduced Outgoing Wire Fees (50% off)
  • Reduced Below Minimum Balance Fees (50% off)

 

Learn More

 

1 Maximum ATM fee reimbursement is $5.00 per transaction
2 Credit Card requires $2,500+ monthly balances or $500+ in monthly purchases
3 Minimum $50,000 investment balances
4 Combined balances of all second mortgages and HELOCs > $50,000 = 2 qualifiers; combined balances with $10,000 to $49,999 = 1 qualifier
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