Membership Rewards

Open more accounts, get more rewards. It’s that simple!

Membership Rewards are designed to reward you for being an active and engaged member of Stanford FCU. You already enjoy the benefits of minimal fees, higher deposit rates and lower loan rates. Membership Rewards provide even greater value!

  • Waived ATM withdrawal fees (worldwide!)1
  • 1.00% discount rate for auto and personal loans
  • .25% bonus Certificate and Money Market rates
  • .10% bonus Premier Checking rate
  • $675 waived mortgage fees
  • $0 Stop Payment Fees
  • $0 Outgoing Wire Fees
  • $0 Below Minimum Balance Fees

Monitor your membership status in
Online and Mobile Banking!

membership rewards status in online and mobile banking

 

Achieve our highest level Ambassador Membership

Ambassadors receive all the rewards listed above! Here’s how you qualify:

ATM machine  Checking Account with $500+ in monthly direct deposits or debit card purchases

Plus two of the following:

red credit card  Credit Card2

money hand Consumer Loan

  Investment account with Stanford Federal Investment Services3
real estate  Real Estate Loan (counts as two!)4
HELOC  Home Equity Line of Credit (HELOC)5
non certificate accounts  Savings Accounts with combined $25,000+ balances (excluding Certificates)

 

Achieve our Partner Membership

Partners enjoy several rewards, but adding just one more account qualifies you for the full Ambassador rewards! Here’s how you qualify as a Partner:

ATM machine  Checking Account with $500+ in monthly direct deposits or debit card purchases

Plus one of the following:

red credit card  Credit Card2

money hand Consumer Loan

  Investment account with Stanford Federal Investment Services3
real estate  Real Estate Loan (counts as two!)4
HELOC  Home Equity Line of Credit (HELOC)5
non certificate accounts  Savings Accounts with combined $25,000+ balances (excluding Certificates)

Here’s what you get as a Partner:

  • Three waived ATM withdrawal fees per month (worldwide!)1
  • .50% discount rate for auto and personal loans
  • .25% bonus Certificate rates
  • Reduced Stop Payment Fees (50% off)
  • Reduced Outgoing Wire Fees (50% off)
  • Reduced Below Minimum Balance Fees (50% off)

 

Learn More

 

1 Maximum ATM fee reimbursement is $5.00 per transaction
2 Credit Card requires $2,500+ monthly balances or $500+ in monthly purchases
3 Minimum $50,000 investment balances
4 Any Purchase, Refinance or Commercial Real Estate Loan; or a second trust deed with a minimum $50,000 balance
5 HELOC with a minimum balance of $10,000 (balances over $50,000 count as two accounts!)
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