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All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Alert Notification Icon

All branches are open! Visit our COVID-19 web page for information about contacting us, branch hours, and assistance. Learn more

Switch Kit

Moving your checking account is as easy as 1, 2, 3

Step 1

Open your checking account online

Step 1

Open your checking account online

Stanford FCU’s Basic Checking is a totally free account with no minimum balance or direct deposit requirements, and no monthly fee! We’ll even fund your $5.00 membership fee.

  • Free ATMs
  • Free first box of checks
  • Debit card with no foreign transaction fees (and no card replacement fee)

 

Step 2

Set up direct deposit of your paycheck or Social Security

Step 2

Set up direct deposit of your paycheck or Social Security

You’ll get paid up to two days early—we release your money as soon as we receive it! Direct deposit is the fastest and safest way to deposit your paycheck. You can usually set up direct deposit in your company payroll system (e.g., ADP), or use the link below.

 

Paycheck Direct Deposit

Social Security Direct Deposit

Step 3

Close your old checking account

Step 3

Close your old checking account

Wait a few weeks before closing your other account. This will give you time to receive your debit card, checks and first direct deposit. You also want to make sure that checks have cleared and any scheduled payments (such as Bill Pay and automated payments) have been set up in your new account.

  • Our routing number is 321177722
  • Your checking account number is on the Welcome email you received when you opened your account, or click the three dots next to your checking account in Online or Mobile Banking and choose Settings
  • Provide your new account information to companies taking automatic payments from your old checking account (e.g., loans, credit cards, utilities, insurance, etc.)
  • Set up free Bill Pay in your new Stanford FCU account if you were using Bill Pay with your old account
  • Once you’re done using your old checking account, you can write a check for the remaining balance made payable to yourself and deposit it into your new account with mobile check deposit
  • Notify your old bank that you want to close the account as soon as that account balance is zero to avoid paying any fees—you can notify them through messaging in their online banking or mobile app