Alert Notification Icon

Fraud warning: Some members have received text messages claiming to be from Stanford FCU asking to confirm suspicious charges. Do not click on the link! These messages are not from us and the link does not go to our website. If you’re unsure about a message or want to check your accounts, please call us at 888.723.7328.

Alert Notification Icon

Fraud warning: Some members have received text messages claiming to be from Stanford FCU asking to confirm suspicious charges. Do not click on the link! These messages are not from us and the link does not go to our website. If you’re unsure about a message or want to check your accounts, please call us at 888.723.7328.

Welcome SAP employees

Stanford Federal Credit Union is a full-service bank with one important difference—we’re non-profit and owned by our members.

We're member-owned

Stanford FCU is a not-for-profit financial cooperative that returns all earnings back to our member/owners in the form of lower fees and loan rates, and higher deposit rates.

logo checks

Free checking with a free first box of Stanford FCU logo checks

Debit Card Icon

Second-chance checking & loan program to help employees restore good credit

ATM Icon

Free unlimited worldwide ATMs with Membership Rewards

Icon Car

Up to 1.00% rate discount on auto and personal loans

ATM Icon

30,000 fee-free ATMs nationwide

Debit Card Icon

Rewards credit card with no annual or foreign transaction fees

Icon House

Mortgage fee rebate up to $700

Icon Experts

Personal Banker

Advisor Icon

Free investment Portfolio Analysis with an experienced Financial Advisor

Mobile and Online Icon

Free financial education interactive learning modules

Icon Open Account

Employees relocating to the U.S. can open your account before you arrive

Money Bag icon

Select loans and credit cards available even without a U.S. credit history

Join today and get up to $500

Checking with direct deposit and the promo code NEWMB are required before you can earn any bonuses, but you can mix and match your offers, or take advantage of all four to earn $500 in your first three months as a new member!

$100
Bonus

Open a checking account with direct deposit

View Disclosures

$100
Bonus

Make at least 20 debit card purchases/month for three months

$100
Bonus

Open a rewards credit card and make at least $500/month in purchases or maintain a minimum $2,500 balance for three months

$200
Bonus

Open a savings or money market account with a minimum $25,000

View Disclosures

Join today and get $100!*

man wearing sunglasses and holding phone outside

Open a checking account and sign up for direct deposit (use promo code NEW100). After 90 days and confirmation of your direct deposit, $100 will be deposited into your account!

View Disclosures

Stanford FCU’s mobile branch on wheels visits SAP’s Palo Alto campus the first and third Wednesday of every month from 11:00 am to 2:00 pm. Stop by to open an account, apply for a loan, or get assistance from our experienced Member Advisors. Just look for the big red RV.

test

test

Personal Banker

You have your own Personal Banker to assist you with account opening, answering questions, and troubleshooting issues. Our goal is to help you do more and bank less! Our Contact Center is also available 24/7 to assist: 888.723.7328.

patty hagen

Patty Hagen

|Personal Banker

Emergency Loan

Life is full of surprises, and not everyone has sufficient financial resources. Stanford FCU is here to help! If you’ve been employed at one of our partner companies for at least six months and are not in bankruptcy, you qualify.

  • Emergency Loan amounts of $500 to $2,000
  • Loan terms up to 24 months
  • 17.00% APR*
  • No additional fees (a late payment fee may apply)
  • Funds provided the same or next business day to a Stanford FCU account
View Disclosures
girl jumping with kids win overlay

You Join. We Donate. Kids Win.

When you bank at Stanford FCU, we’ll make a donation in your honor to the Lucile Packard Children’s Hospital at Stanford.

You switch to Stanford FCU We Donate
New checking account with direct deposit $50
Home loan up to $750,000 $250
Home loan over $750,000 $500
Home Equity Line of Credit (HELOC) $150
Auto loan $100
View Disclosures

Refer friends &
earn $100

Learn More

Buying a house? Borrow from us!

Learn More
The owner of this website has made a commitment to accessibility and inclusion, please report any problems that you encounter using the contact form on this website. This site uses the WP ADA Compliance Check plugin to enhance accessibility.