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Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Alert Notification Icon

Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Compass Program

Compass Checking and Loans

Learning to manage your finances can sometimes take a wrong turn. That’s why our Compass Program is designed to help members with a ChexSystems record or bad credit get back on track.

Compass Checking Account

Open a free checking account with no minimum balance or direct deposit requirement—all you need is payroll direct deposit, and there will be limits on your debit card transactions.

ATM Icon

30,000 fee-free ATMs nationwide—or use Membership Rewards to earn unlimited free worldwide ATMs

Icon Checks

Free first box of Stanford FCU logo checks

Debit Card Icon

Instant-issue debit card at any Stanford FCU branch, with no foreign transaction fees, and compatible with Apple Pay, Google Pay or Samsung Pay

Mobile and Online Icon

Mobile and Online Banking with services like Pay A Friend, mobile check deposits, bill pay, and eStatements

Choose the Basic Checking account today!

Open Account

Enter promo code COMPASS

Compass Loans

If you’re paying more than 18% APR on your loan, it’s time to switch! We can help you get back into good financial shape with a lower rate, fewer fees, and financial counseling.

Auto and personal loans

Auto and personal loans

  • Affordable payments
  • Subject to credit approval
  • Requires a Stanford FCU checking account with direct deposit
Credit cards

Credit cards

  • Low credit line to get started
  • Secured loan to build credit history
  • Subject to credit approval
  • Requires a Stanford FCU checking account with direct deposit

After you open your Basic Checking Account, you can apply for a loan through Online or Mobile Banking.

Open Account

Enter promo code COMPASS

Subject to approval. These accounts are only available to employees of our select employer groups. All members are required to have a $5 membership share balance in any of the following accounts: Checking Account, Savings Account, Money Market Account, Share Certificate or Individual Retirement Account. Debit card withdrawal limits vary based on account qualifications. $500 per month payroll direct deposit is required within the first 45 days or the accounts are subject to closure. Checking account is not eligible for Premium Overdraft Protection.