Enter promo code COMPASS
30,000 fee-free ATMs nationwide—or use Membership Rewards to earn unlimited free worldwide ATMs
Compass Program
Compass Checking and Loans
Learning to manage your finances can sometimes take a wrong turn. That’s why our Compass Program is designed to help members with a ChexSystems record or bad credit get back on track.
Compass Checking Account
Open a free checking account with no minimum balance or direct deposit requirement—all you need is payroll direct deposit, and there will be limits on your debit card transactions.
Free first box of Stanford FCU logo checks
Instant-issue debit card at any Stanford FCU branch, with no foreign transaction fees, and compatible with Apple Pay, Google Pay or Samsung Pay
Mobile and Online Banking with services like Zelle®, mobile check deposits, bill pay, and eStatements
Minimal fees and service charges
Free financial education resources
Compass Loans
If you’re paying more than 18% APR on your loan, it’s time to switch! We can help you get back into good financial shape with a lower rate, fewer fees, and financial counseling.
Auto and personal loans
Auto and personal loans
- Affordable payments
- Subject to credit approval
- Requires a Stanford FCU checking account with direct deposit
- Affordable payments
- Subject to credit approval
- Requires a Stanford FCU checking account with direct deposit
Credit cards
Credit cards
- Low credit line to get started
- Secured loan to build credit history
- Subject to credit approval
- Requires a Stanford FCU checking account with direct deposit
- Low credit line to get started
- Secured loan to build credit history
- Subject to credit approval
- Requires a Stanford FCU checking account with direct deposit
After you open your Basic Checking Account, you can apply for a loan through Online Banking or the mobile app.
Open AccountEnter promo code COMPASS
Subject to approval. These accounts are only available to employees of our select employer groups. All members are required to have a $5 membership share balance in any of the following accounts: Checking Account, Savings Account, Money Market Account, Share Certificate or Individual Retirement Account. Debit card withdrawal limits vary based on account qualifications. $1,000 per month payroll direct deposit is required within the first 45 days or the accounts are subject to closure. Checking account is not eligible for Premium Overdraft Protection.
