Refer A Friend

Refer Friends, Earn $50!

How It Works

If you’re happy with your Stanford Federal Credit Union membership, we’d love for you to refer a friend or family member and earn $50! When your friend becomes a new Stanford FCU member using your promo code and opens one qualifying account, we’ll deposit $50 in each of your accounts. We’ve made it easy—just log into Mobile or Online Banking and click on the Refer A Friend tab in the main menu to get your promo code.

1 Generate your unique promo code and share it with your friends and family

2 Remind them to join the credit union today at sfcu.org (it’s free—just click on Open Account!)

3 Your friend will need to open just one qualifying account

  • Any Checking or Savings Account with a minimum monthly direct deposit of $500 or debit card purchases of $500 in the first 90 days from account opening,
  • Open and fund a new loan within 90 days of opening any account (auto, credit card, personal, home loan or commercial loan),
  • Certificate (minimum $1,000 and 3-month term), or
  • Checking Account funded within 10 days of account opening with at least $1,000 which must be maintained for an additional 90 days

 You each get $50—refer as many friends as you want to earn more!


Terms and Conditions

The Stanford FCU Refer A Friend program is available to Stanford FCU members age 18 and older. Both the referring member and referred member will receive a $50 bonus deposited into their accounts after the new member opens a qualifying account, as described below, and meets the specific requirements. The bonus deposit may take up to 101 days, due to the length of time needed to meet the requirements. The referring member must be identified at the time of account opening either via a unique promo code or in-person when the referring member is identified by name.
In order to receive the $50 bonus, the referred new member will need to open just one of the following qualifying accounts:

  • Any Checking or Savings Account with a minimum monthly direct deposit of $500 or debit card purchases of $500 in the first 90 days from account opening,
  • Open and fund a new loan within 90 days of opening any account (auto, credit card, personal, home loan or commercial loan),
  • Certificate (minimum $1,000 and 3-month term), or
  • Checking Account funded within 10 days of account opening with at least $1,000 which must be maintained for an additional 90 days)

The promo code generated online is unique to the referring member, and can be used by an unlimited number of referred new members. An existing member can refer an unlimited number of new members. A referred member may only receive one $50 bonus regardless of the number of accounts or memberships opened. If the promo code is not used and the referring member was not identified at the time of account opening, no bonus will be awarded to either member.

Stanford FCU reserves the right to modify or cancel this program without notice. However, any cancellation or modification will not affect bonuses for accounts already opened that have not yet met the ninety (90) day requirement. Stanford FCU employees, family members and volunteers are not eligible. We reserve the right to disqualify any referrals in circumstances where we reasonably believe they were not sent to us in good faith.

The $50 bonus will be deposited into the accounts of both the referring member and the new member the day after the new member meets the account criteria. The account criteria must be met within 90 days from account opening (100 days for a Checking Account that qualifies solely on the basis of required balances), or no bonus will be awarded. Taxes due on the bonus deposits are the sole responsibility of the recipient. Stanford FCU will report all bonus deposits to the appropriate state and federal agencies as required by applicable law. This offer cannot be combined with any other Stanford FCU promotional offers. This offer is invalid if the referred member had a Stanford FCU account that was closed within the last three months. Accounts are subject to all terms and conditions set forth in the current Important Account Information for Members Booklet, the Disclosure Fee Schedule, and the specific loan account disclosures.

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