Free checking
Welcome to Stanford Federal Credit Union!
You’re in your New Member Period
No more waiting for the best rewards! As a new member, you’ll receive the best benefits as an Ambassador. But hurry! These benefits only last for a few months unless you take action.
The benefits
You get amazing perks as a new member of Stanford FCU!
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How long do these benefits last?
Your New Member Period benefits start the day you open your membership PLUS the following three full calendar months. For example, if you joined January 1, your New Member Period would last until April 30 (120 days). If you joined on January 31, your New Member Period would last until April 30 (90 days).
How can I extend my benefits?
Keep your benefits going by having the following monthly activities on your account:
- Payroll direct deposit or social security (minimum $2,500 monthly)1 OR $1,000 in monthly debit card purchases
- One to two key qualifiers, listed below:
Key qualifiers
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Minimum 20 debit card purchases per month |
Deposit Accounts with monthly combined $25,000+ balances (excluding Certificates)4 |
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First Mortgage (counts as two!) |
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Investment Account with Stanford Federal Investment Services3 |
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Members who meet one key qualifier will enjoy Partner benefits. Members who meet two key qualifiers will enjoy Ambassador benefits.
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Partners |
Ambassadors |
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What happens to my Certificate if I don’t extend my benefits?
Your Certificate rate will decrease by .50%, since the bonus Certificate rate will no longer apply.
How do I set up direct deposit?
It’s easy to set up your direct deposit in just a few minutes.
What else does Stanford FCU offer?
Free ATMs
Personalized service
Membership Rewards
Shareholders? Haven’t heard of them. We’re not-for-profit and owned by our members. This means all earnings go back to YOU in the form of lower fees, lower loan rates and higher deposit rates, just for being a member at Stanford FCU!
- Free checking (find a spending account with no minimum balance or direct deposit requirements)
- Free ATMs—Ambassadors get unlimited free worldwide ATMs!
- Rewards credit cards with up to 3% cash back and no annual, foreign transaction or balance transfer fees
- Up to 1.00% rate discount on auto and personal loans
Learn how to get the discount
- Earn cash bonuses each time you refer friends, family and co-workers
- High rate Certificates to make your savings grow
- Free financial education and webinars
- Free investment portfolio analysis
Learn more about investments
“The financial advantages at Stanford Credit Union are hard to beat. Their rates and terms consistently outshine those of big banks, which makes saving and growing your money easier and more rewarding. What’s more, the transparency and minimal fees are a breath of fresh air in an industry often known for hidden costs.”
– Wilson L.
Bigger isn’t better when it comes to banking—
see for yourself