Privacy Policy
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Facts | WHAT DOES STANFORD FCU DO WITH YOUR PERSONAL INFORMATION? |
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Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer a member, we continue to share your information as described in this notice. |
How? | All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Stanford FCU chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information | Does Stanford FCU Share? | Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
For our marketing purposes – to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don’t share |
For our affiliates’ everyday business purposes – information about your creditworthiness | No | We don't share |
For non-affiliates to market to you | No | We don't share |
Questions? Call 888.723.7328 or go to sfcu.org
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Who we are | |
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Who is providing this notice? | Stanford Federal Credit Union |
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What we do | |
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How does Stanford FCU protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Although our website is encrypted to protect your electronic relationship with us, our site contains links to other websites, and we are not responsible for their privacy policies. |
How does Stanford FCU collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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Definitions | |
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Affiliates | Companies related by common ownership or control. They can be financial and non-financial companies.
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Non-Affiliates | Companies not related by common ownership or control. They can be financial and non-financial companies.
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Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. |
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Other important information |
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For California Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For California Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.
Stanford Federal Credit Union (Stanford FCU) is adopting new policies regarding consumer data privacy and security in accordance with the California Consumer Privacy Act of 2018 (CCPA). In doing so, Stanford FCU aims to provide critical information to you, our members, regarding your specific privacy rights.
The CCPA grants the following rights to California consumers:
What is Personal Information?
Under the CCPA, your ‘Personal Information’ includes the following data that identifies, relates to, describes, or may be associated with you or your household:
COLLECTION OF MEMBER PERSONAL INFORMATION
Categories of Member Personal Information We Collect:
We collect the categories of personal information listed above when you:
USE & SHARING OF MEMBER PERSONAL INFORMATION
We may use each category of personal information we collect for the following purposes:
We may share your personal identifiable information with:
YOUR RIGHTS TO PROTECT YOUR PERSONAL INFORMATION
Right to Request Access to Your Personal Information
You have a right to access your personal information that we have collected. Upon your request by mail, email, or in person to Stanford FCU, we will disclose any of the following information requested:
Right to Request the Deletion of Your Personal Information
You have the right to request that we delete any personal information we have collected about you. Your written request may be made in person, by mail, or by email. Once your request has been verified, we will delete the information or direct our service providers to delete the information from their records to the extent allowable by law. There are certain situations where we and our service providers require your personal information to maintain and service your account. These situations include:
Right to Opt Out of the Sale of Your Personal Information
We have never sold, nor will we ever sell, any of your personal information to a third party.
Right to Equal Services and Pricing
You have the right to receive equal service and pricing from us even if you choose to exercise any of your privacy rights. We are committed to providing the best service to our members and will not engage in the following should you exercise your privacy rights:
HOW TO SUBMIT REQUESTS TO STANFORD FCU
You may submit your written request to Stanford FCU via the following methods:
You may designate an authorized agent to submit a request on your behalf by providing us with your written authorization of the agent and the nature of your request.
We will verify your written request using current approved authentication practices, and may contact you in the event of any irregularity.
CONTACT US
For any questions regarding this notice, please call us at 888.723.7328.
CHANGES TO OUR PRIVACY POLICY
We reserve the right to amend this CCPA Privacy Notice at our discretion at any time. Our amended Privacy Policy will be posted on our website at sfcu.org/privacy-policy.
Rev. 6/2020
What are Cookies?
There are two types of cookies when it comes to browsing the internet on your computer or laptop: temporary and permanent.
Temporary cookies are used and tracked by the browser to pass information from website to website and are deleted when the browser is shut down.
Permanent cookies are stored on your computer and can be accessed again and again for multiple visits. Permanent cookies usually have an expiration date and will be automatically deleted from your system at that time.
Use of Cookies. Stanford FCU uses temporary cookies when you visit our website. These cookies are essential for enabling user movement around our website and providing access to features such as your member-only resources, online banking, and other secure areas of the website. These cookies do not gather information about you that could be used for marketing purposes and do not remember where you have been on the internet. Stanford FCU does not track or sell this data. This category of cookies cannot be disabled.
Stanford FCU’s Online Banking may use permanent cookies, but private information is never passed through these cookies.
California Do Not Track Disclosures. Certain web browsers offer a ‘Do Not Track’ (DNT) option that permits users to select a preference not to have information about web browsing activities monitored and collected. Our website will not honor DNT signals from you, and we will not monitor or collect information about your browsing activity.
Rev. 6/2020