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Warning! Stanford FCU impersonator scams are on the rise. We will never ask you for personal information, passwords or to transfer money. Call 888.723.7328opens phone dialer with questions or to report a scam. Our Contact Center is open 24/7.

Alert Notification Icon

Warning! Stanford FCU impersonator scams are on the rise. We will never ask you for personal information, passwords or to transfer money. Call 888.723.7328opens phone dialer with questions or to report a scam. Our Contact Center is open 24/7.

Credit Cards

Visa® Platinum Cash Back Rewards Credit Card

Platinum Cash Back Credit Card

Earn 1% cash-back on all purchases

The Platinum Cash Back card has the best of both worlds—a low rate and one point for every dollar spent. Your cash-back will be credited to your account monthly. Enjoy lots of great features and benefits to make this your everyday value card!

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  • 1% cash-back on all purchases
  • No annual fee, no cash advance or balance transfer fees
  • No foreign transaction fees on purchases in other countries
  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
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  • ID Navigator Powered by NortonLifeLock™ gives you access to smart tools to help protect against identity theft
  • Fraud text alerts, tap and pay, and compatible with mobile wallets
  • 1% cash bonus for Ambassador level members!*
Extra benefits for your card

Extra benefits for your card

The Platinum Cash Back card comes with helpful benefits like roadside dispatch, purchase security, lost luggage reimbursement and travel assistance.

Instant digital card

Shop online, set up subscriptions and add to your digital wallet before you get the plastic card!

Visa Platinum Cash Back Rewards Credit Card Rates

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Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
13.74% to 17.99% APR will vary with the market based on the prime rate 25 days None

Effective 5/2/23. Method of computing the balance of purchases: Average daily balance including new purchases.

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All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.