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BEWARE OF IMPOSTER TEXT ALERTS FROM SFCU! Do not click links, do not reply, do not call their phone number, do not give out your login ID, password or access code. Always call us directly at 888.723.7328 to confirm.

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Credit Cards

Visa® Platinum Cash Back Rewards Credit Card

Platinum Cash Back Credit Card

Earn 2% cash back on dining and 1% on all other purchases

The Platinum Cash Back card has the best of both worlds—a low rate and one point for every dollar spent (two points for dining and DoorDash purchases!). Your cash-back will be credited to your account quarterly. Enjoy lots of great features and benefits to make this your everyday value card!

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Visa Agreement Disclosure
  • 3% cash-back on Stanford Bookstore purchases, 2% cash-back on dining purchases, and 1% for everything else
  • Enjoy a low 1.99% intro APR1 when you move your credit card balance from another financial institution to the Visa Platinum Cash Back Rewards Credit Card.
  • No annual fee, no cash advance or balance transfer fees
  • No foreign transaction fees on purchases in other countries
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  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
  • ID Navigator Powered by NortonLifeLock™ gives you access to smart tools to help protect against identity theft
  • Fraud text alerts, tap and pay, and compatible with mobile wallets
  • NEW! 1% cash bonus for Ambassador level members!2

Explore our great benefits

Lost Luggage Reimbursement
Purchase Security and Extended Protection
Travel Accident Insurance
Roadside Dispatch
Travel and Emergency Assistance Services

Visa Platinum Cash Back Rewards Credit Card Rates

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Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
10.49% to 17.99% APR will vary with the market based on the prime rate 25 days None

Effective 9/23/22. Method of computing the balance of purchases: Average daily balance including new purchases

Credit Card Education

Learn about credit cards and establishing good credit with our online learning modules.
You can also check your credit with a free credit report.

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All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.