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Our University Avenue, Pampas Lane and Embarcadero Road Branches are open M-F from 10-4. Our Redwood City, Tresidder and Medical Center Branches are closed indefinitely in response to the Governor’s shelter-in-place mandate. All other banking services are continuing as usual. Please contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Alert Notification Icon

Our University Avenue, Pampas Lane and Embarcadero Road Branches are open M-F from 10-4. Our Redwood City, Tresidder and Medical Center Branches are closed indefinitely in response to the Governor’s shelter-in-place mandate. All other banking services are continuing as usual. Please contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

Credit Cards

Visa® Platinum Cash Back Rewards Credit Card

Platinum Cash Back Credit Card Style

Earn 2% cash back on dining and 1% on all other purchases!

The Platinum Cash Back card has the best of both worlds—a low rate and one point for every dollar spent (two points for dining purchases!). Your cash-back will be credited to your account quarterly. Enjoy lots of great features and benefits to make this your everyday value card!

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  • 2% cash-back on dining purchases, and 1% for everything else
  • No annual fee, no cash advance or balance transfer fees
  • No foreign transaction fees on purchases in other countries
  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
  • Fraud text alerts, tap and pay, and compatible with mobile wallets

Visa Platinum Cash Back Rewards Credit Card Rates

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Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
10.49% to 17.99% APR will vary with the market based on the prime rate 25 days None

Effective 12/1/19. Method of computing the balance of purchases: Average daily balance including new purchases

Credit Card Education

Learn about establishing good credit and managing debt with our online learning modules.
You can also check your credit with a free credit report.

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All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.