- 1% cash-back on all purchases
- No annual fee, no cash advance or balance transfer fees
- No foreign transaction fees on purchases in other countries
- Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
Credit Cards
Visa® Platinum Cash Back Rewards Credit Card
Earn 1% cash-back on all purchases
The Platinum Cash Back card has the best of both worlds—a low rate and one point for every dollar spent. Your cash-back will be credited to your account monthly. Enjoy lots of great features and benefits to make this your everyday value card!
Special features
- ID Navigator Powered by NortonLifeLock™ gives you access to smart tools to help protect against identity theft
- Fraud text alerts, tap and pay, and compatible with mobile wallets
- 1% cash bonus for Ambassador level members!*
Extra benefits for your card
Extra benefits for your card
The Platinum Cash Back card comes with helpful benefits like roadside dispatch, purchase security, lost luggage reimbursement and travel assistance.
The Platinum Cash Back card comes with helpful benefits like roadside dispatch, purchase security, lost luggage reimbursement and travel assistance.
Instant digital card
Shop online, set up subscriptions and add to your digital wallet before you get the plastic card!
Visa Platinum Cash Back Rewards Credit Card Rates
Scroll Right for More Data
| Rate Information | Annual Percentage Rate for Purchase | Grace Period for Balances of Purchases | Annual Fee |
|---|---|---|---|
| 13.74% to 17.99% | APR will vary with the market based on the prime rate | 25 days | None |
Effective 5/2/23. Method of computing the balance of purchases: Average daily balance including new purchases.
Credit Card Education
Learn about credit cards and establishing good credit with our online learning modules.
You can also check your credit with a free credit report.
All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.
