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Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

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Alert Notification Icon

Four branches are now open to serve your needs: Medical Center is open M-W 9-5 and Th-F 7:30-5. University Avenue and Pampas Lane are open M-F 9-5 and Saturdays 9-4. Embarcadero Road is open M-F from 8-5. Our Redwood City and Tresidder Branches remain closed. All other banking services continue as usual. Contact us 24/7 at 888.723.7328 with questions or concerns, or send a secure Message through Online or Mobile Banking. COVID-19 Updates.

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Search the Website Personal Business Wealth Management ATM & Branch Locator

Credit Cards

Visa® Platinum Cash Back Rewards Credit Card

Platinum Cash Back Credit Card Style

Earn 2% cash back on dining, 1% on all other purchases, and enjoy an intro 0% APR for balance transfers

The Platinum Cash Back card has the best of both worlds—a low rate and one point for every dollar spent (two points for dining purchases!). Your cash-back will be credited to your account quarterly. Enjoy lots of great features and benefits to make this your everyday value card!

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Visa Agreement Disclosure

0% intro APR and no balance transfer fee

Enjoy an intro 0% APR when you move your credit card balance from another financial institution to the Platinum Cash Back Rewards Visa Credit Card. This intro rate is valid for 6 months on balance transfers made in the first 60 days, and there is no transfer fee.

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  • 2% cash-back on dining purchases, and 1% for everything else
  • No annual fee, no cash advance or balance transfer fees
  • No foreign transaction fees on purchases in other countries
  • Manage your card with convenient online tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more
  • Fraud text alerts, tap and pay, and compatible with mobile wallets

Explore our great benefits

Lost Luggage Reimbursement
Purchase Security and Extended Protection
Travel Accident Insurance
Auto Rental Collision Damage Waiver
Roadside Dispatch
Travel and Emergency Assistance Services

Visa Platinum Cash Back Rewards Credit Card Rates

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Rate Information Annual Percentage Rate for Purchase Grace Period for Balances of Purchases Annual Fee
8.99% to 17.99% APR will vary with the market based on the prime rate 25 days None

Effective 4/2/2020. Method of computing the balance of purchases: Average daily balance including new purchases

Credit Card Education

Learn about establishing good credit and managing debt with our online learning modules.
You can also check your credit with a free credit report.

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All credit cards are subject to credit approval and membership eligibility. A U.S. address is required for membership. Rates are based on creditworthiness and other factors, and may be higher than the rate shown. Rates and terms subject to change without notice. APR=Annual Percentage Rate.