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A debit card uses money in your checking account. When you use your debit card, funds are immediately withdrawn from your checking account.
When you use a credit card, you are borrowing money from a pre-determined line of credit offered by a financial institution (a loan). Each month you will receive a statement showing your purchases and the minimum payment due. If you do not pay your credit card in full each month, you will be charged interest on the money you still owe.
You can manage your credit and debit cards with convenient online Card Tools like text alerts, locking and unlocking your card, notifying us when you’ll be traveling, and more. You’ll be automatically enrolled to receive fraud alerts.
Stanford FCU offers a great selection of credit cards featuring: