What is a Secure Access Code (SAC)?

Stanford FCU is taking your Online and Mobile Banking security to the next level with our Secure Access Code (SAC). A SAC is a 6-digit numeric systematic code. The SAC will be sent to a phone number that we have on file for you (text or call), so if a fraudster is attempting to access your accounts, we will be able to prevent access. A SAC is required the first time you log into Online or Mobile Banking with a new device, and may be sent with other high-risk transactions like wire transfers.


DO NOT share a SAC with anyone. Fraudsters may pretend to be a Stanford FCU employee calling to warn you about an urgent problem with your account. We will never call you and ask for a SAC, PIN or password.


Need access to your accounts on the go?

Handle all your personal banking in one convenient and secure place, and deposit checks with a click of your smartphone. Just download the Stanford FCU mobile app from the App Store or Google Play, then follow the prompts.



Learn more about the convenient services offered through Online and Mobile Banking.

Contact us for personalized assistance

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Already a member? Send us a secure Message through Online or Mobile Banking. Just Login with your existing Login ID and Password.

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Monday – Friday:
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Saturday: 9 AM – 4 PM PT
Sunday: Closed
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Please use secure Message for account inquiries.
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