What happens if I write a check and it bounces?

If you write a check and don’t have enough money in your account by the time the check clears, the check will be returned to the payee (e.g., “bounce”).

We have several options to avoid bouncing a check. Click here to learn more about your options for overdraft protection.

Call 888.723.7328 or make an appointment at a local branch to discuss your options.

There are also various practices you can follow to ensure that your checks always clear, including:

  • Never write checks without available funds
  • Review and balance your checking account regularly
  • Obtain overdraft protection through Stanford FCU
  • Monitor your available balance through Digital Banking

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