What happens if I write a check and it bounces?

If you write a check and do not have enough money in your account by the time the check clears, the check will be returned to the payee (e.g., “bounce”).

We have several options to avoid bouncing a check. Click here to learn more about your options for overdraft protection.

Call 888.723.7328 or make an appointment at a local branch to discuss your options.

There are also various practices you can follow to ensure that your checks always clear, including:

  • Never write checks without available funds
  • Balance your checkbook regularly
  • Obtain overdraft protection through Stanford FCU
  • Monitor your available balance through Online or Mobile Banking

Contact us for personalized assistance

Icon Browsers

Secure Message

Already a member? Send us a secure Message through Online or Mobile Banking. Just Login with your existing Login ID and Password.

Live Chat

Live Chat

Monday – Friday:
8-11 AM & 2-6 PM PT
Saturday: 9 AM – 4 PM PT
Sunday: Closed
Live Chat

Email Icon


Please use secure Message for account inquiries.
[email protected]