Is there a minimum balance required for a checking account? - Stanford Federal Credit Union Skip to main content
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Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Alert Notification Icon

Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

Is there a minimum balance required for a checking account?

Most of our personal checking accounts are free, with no minimum balance or other requirements. There is a $2,500 minimum balance requirement for our interest-earning Premier Checking account to avoid the monthly fee. For up-to-date information on our Checking account requirements, see our Personal Checking Account page.

Our Business Checking accounts do require a minimum balance to avoid a monthly service fee. For more information on our Business Checking accounts, see our Business Checking accounts page.

You’ll also find that our Service Fees are considerably fewer and lower than the big banks!

 

Not a member yet? Join today!

If you want a banking experience that delivers lower home and vehicle loan rates, higher savings and investment rates, and leading-edge Online and Mobile Banking access, Stanford Federal Credit Union is the banking choice for you. We’re a member-owned financial cooperative providing personal service along with convenient nationwide access through CO-OP shared branches.

Joining is easy! You can open an account online with as little as $5.00. First determine whether you’re eligible for membership, then open your account today!

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