Is there a minimum balance required for a checking account?

Most of our personal checking accounts are free, with no minimum balance or other requirements. There is a $2,500 minimum balance requirement for our interest-earning Premier Checking account to avoid the monthly fee. For up-to-date information on our Checking account requirements, see our Personal Checking Account page.

Our Business Checking account does require a minimum balance to avoid a monthly service fee. For more information on Business Checking, see our Business Checking account page.

You’ll also find that our Service Fees are considerably fewer and lower than the big banks!


Not a member yet? Join today!

If you want a banking experience that delivers lower home and vehicle loan rates, higher savings and investment rates, and leading-edge Online and Mobile Banking access, Stanford Federal Credit Union is the banking choice for you. We’re a member-owned financial cooperative providing personal service along with convenient nationwide access through CO-OP shared branches.

Joining is easy! You can open an account online with as little as $5.00. First determine whether you’re eligible for membership, then open your account today!

Contact us for personalized assistance

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Already a member? Send us a secure Message through Online or Mobile Banking. Just Login with your existing Login ID and Password.

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Monday – Friday:
9 AM – 5 PM PT
Saturday: 10 AM – 3 PM PT
Sunday: Closed

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Virtual Branch

Schedule a call or Zoom meeting with a Member Advisor.