Mortgages

Investment / Rental Loan

Getting the most out of your investment loans

It’s a buyer’s market, and the savvy real estate investor can take advantage of great deals and lower home prices. An investment property is also an ideal way to supplement your income. While each loan situation for investment properties is unique, Stanford FCU’s Mortgage team can help you with any questions and go over all of your financing options.

If you’re looking for financing for your investment property, Stanford FCU offers two great options for your mortgage!

• Competitive interest rates
• Interest only payments
• Non-recourse secured loans
• No pre-payment penalties
• Fixed rate loans

Rates

The loan rate is one of the most important factors in buying a property. Besides the amount of the loan, the factor that most affects the affordability of your loan is the interest rate you pay on your loan. Your monthly mortgage payment includes: (1) the interest you owe on your outstanding loan balance and (2) a portion of the principal itself, which reduces the remaining loan balance. The lower the interest rate, the lower your monthly payment. Consider that a one-percentage point difference in mortgage rates can translate to a 10% difference in the monthly mortgage payment. Since rates fluctuate daily depending on many economic factors, we encourage you to check rates frequently, to determine how much you can afford.

 

Click here to see our current Mortgage rates.

Education


First-time homebuyer? Download SFCU’s free Home Buyer’s Guide

 

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Stanford FCU Home Loan Team

Buying a home is one of the most important financial commitments you will ever make. Getting your home loan from someone you can trust is equally important. Stanford FCU has over 100 years of combined real estate lending knowledge and experience. Our in-house home loan experts are among the best in the industry. So, whatever your situation, chances are we’ve helped someone with a very similar situation before.

We are also unique in our ability to serve members’ needs. We’re large enough to provide expertise and a wide variety of loan programs, yet small enough to offer personalized service and cater to the most unique situations.

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Keith Sennett, Residential Loan Officer / NMLS #364952
650-318-8491 / keith@sfcu.org
H.Yee

Howard Yee , Residential Loan Officer / NMLS #1416350
650-842-6088 / howard@sfcu.org
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Alex Dondoyano, Residential Loan Officer / NMLS #760322
650-815-5932 / alex@sfcu.org
Steven_Finn_for_website

Steven Finn, Residential Loan Officer / NMLS #760320
650-380-1665 / steven@sfcu.org

Wing Wong, Residential Loan Officer / NMLS #894062
650-924-8565 / wing@sfcu.org

Disclosures

All members are required to have a $5 membership share balance in any of the following accounts: Checking Account, Savings Account, Money Management Account, Share Certificate or Individual Retirement Account.