Hassle-free choices that never get in your way

Many motorcycle enthusiasts love the feeling of the open road. But if you’re applying for a motorcycle loan at a bank, you can experience a lot of restrictions. At Stanford FCU, we not only offer lower rates, we offer convenient motorcycle financing choices that keep you moving forward.

To set an appointment with a member of our team, click here: Set Appointment


Vehicle Loan Education

Learn about vehicle financing and insurance. It’s important to understand the basics, and these online tutorials can help.


  • NEW: Finance up to 100% Manufacturer Suggested Retail Price including tax and license
  • USED: Finance up to 100% of the Kelly Blue Book Retail Value including tax and license
  • Term up to 72 months

*Excludes refinancing of existing Stanford FCU loans, restrictions may apply.


This chart discloses the ANNUAL PERCENTAGE RATE.

*Rates and terms subject to change without notice. Rate is based on credit worthiness, and may be higher than the rate shown. LTV is based on risk tier.

Rate shown is for our highest credit tier plus an Ambassador Membership Rewards Level bonus discount of 1.00%, which must be maintained throughout the loan term to receive the discounted rate.

Payment Example: A 36-month Motorcycle Loan at 4.49% APR would result in monthly payments of $29.74 for each $1,000 borrowed.


See Rates


No Hidden Fees

We don’t believe you should have to pay extra just to use basic banking services. We have the checking account that fits your lifestyle without any hidden fees, allowing you to do more and bank less.

Application Fee NONE
Early Payoff Fee NONE
Late Fee More than 10 days late, a late charge
will be assessed equal to 20% of the
interest due, but no less than $1.00.

See Fee Schedule

Membership Rewards

As a true not-for-profit financial cooperative, the more our member-owners use the services of their credit union, the stronger we become—and the more low cost services we can provide. That’s the basis of our Membership Rewards program—the more services you use, the more benefits you’ll receive! Whether you are a borrower, saver or both, you will receive extra benefits when you take advantage of the many great products and services at Stanford FCU. Move all of your financial services to Stanford FCU and easily reach the highest level of Membership Rewards. It’s easy to switch and we can help!

You’ll enjoy exclusive benefits like bonus deposit yields and loan rate discounts, unlimited surcharge-FREE ATMs worldwide and more based on your Membership Rewards level—so why stand for anything less? Make the most out of your banking experience with Membership Rewards.

Partner Ambassador
FREE Access to ATMs Worldwide Surcharge reimbursements for ATMS outside our ATM networks* Yes, 3 per month Yes, unlimited*
FREE access 30,000 CO-OP ATMs and 6,000 CO-OP Shared Branches Yes Yes
Certificate Bonus Rate Yes Yes
Money Market Account Bonus Rates No Yes
Premier Checking Bonus Rate No Yes
Discount on Auto Loan Rate 0.50% APR Discount 1.00% APR Discount
Stanford FCU Mortgage Fees Waived** No Yes
Fee Refunds:
Below Minimum Balance Fees 50% 100%
Stop Payment Fee 50% 100%
Outgoing Wire Fees 50% 100%
Select Service Charges 50% 100%

Learn more about
Membership Rewards

* Maximum ATM surcharge reimbursement is $5 per ATM transaction.
** Third-party fees still apply.

Learn More

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