No credit? No problem! The Stanford FCU Secured VISA® Credit Card lets you safely build or re-establish your credit history. It uses your savings account as collateral and works just like any other credit card. We know how important good credit is to you, and Stanford FCU is here to help you get it back.
To set an appointment with a member of our team, click here: Set Appointment
Mobile Wallets are no longer the wave of the future. They’re an everyday payment option.
Get started today:
Enjoy all the benefits of your Stanford FCU VISA debit or credit cards using Mobile Wallets.
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Method of computing the balance of purchases:
Average Daily Balance Including New Purchases
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| VISA® Card Information |
Rate Information |
Annual Percentage Rate for Purchase |
Grace Period for Balances of Purchases |
Annual Fee |
|---|---|---|---|---|
| Secured VISA® | 17.99% | Corresponding to a daily period rate of 0.0493% | None | None |
We don’t believe you should have to pay extra just to use basic banking services. We have the VISA® Card that fits your lifestyle without any hidden fees, allowing you to do more and bank less.
| Annual Fee | None |
| Cash Advance Fee | None (Interest will be charged on Cash Advances starting on the transaction date.) |
| Balance Transfer Fee | None (Interest will be charged on Balance Transfers starting on the transaction date.) |
| Foreign Transaction Fee | None |
| Late Payment Fee | $7 |
| Return Payment Fee | $20.00 or the amount of the required minimum payment, whichever is less |
| Penalty APR | None |