What is the maximum amount I can borrow for an auto loan? - Stanford Federal Credit Union Skip to main content
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Global supply chain issues are impacting delivery times for plastic credit and debit cards. We appreciate your patience and understanding as you wait for your card. A digital version of your card is always available in Online Banking and the mobile app, so you can load it to your mobile wallet, add it to your subscriptions, and shop online. Go to Services > MORE OPTIONS > Digital Card.

What is the maximum amount I can borrow for an auto loan?

The maximum NEW auto loan amount is the Manufacturer’s Suggested Retail Price (MSRP) plus tax, license, documentation and recording fees, Guaranteed Auto Protection (GAP) and Mechanical Breakdown Insurance (MBI).

The maximum USED auto loan amount is average Kelley Blue Book plus tax, license, documentation and recording fees, Guaranteed Auto Protection (GAP) and Mechanical Breakdown Insurance (MBI).

Our maximum loan term is 84 months for cars less than three model years old, with less than 36,000 miles.

Visit our Auto Loan web page for more information!

At Stanford FCU, we have more than just car loans. You can also get great rates on new and used motorcycles, recreational vehicles and even boats!  We even offer a convenient auto loan calculator to help you estimate your payments.

Members will apply through Online and Mobile Banking. Non-members can apply online in as little as 10 minutes by completing our Online Loan Application. You can also apply by phone at 888.723.7328 or make an appointment at a local branch to discuss your loan needs.

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