How long does loan approval take? - Stanford Federal Credit Union Skip to main content
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Warning! Stanford FCU impersonator scams are on the rise. We will never ask you for personal information, passwords or to transfer money. Call 888.723.7328opens phone dialer with questions or to report a scam. Our Contact Center is open 24/7.

Alert Notification Icon

Warning! Stanford FCU impersonator scams are on the rise. We will never ask you for personal information, passwords or to transfer money. Call 888.723.7328opens phone dialer with questions or to report a scam. Our Contact Center is open 24/7.

How long does loan approval take?

When you apply for a credit card, auto or personal loan, you should have a decision within 1-2 business days.

Mortgage loans are more complex, and the decision may take several days as we gather additional information from you.

 

Apply today!

Members will apply for a credit card, auto or personal loan through Online or Mobile Banking. Non-members can apply online in as little as 10 minutes by completing our Online Loan Application. You can also apply by phone at 888.723.7328 or make an appointment at a local branch to discuss your loan needs.

 

Looking for a home loan?

Both members and non-members can apply for a home loan online.

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