How do you determine exchange rates for foreign transactions?

Exchange rates are calculated in global currency markets. The reasons for fluctuations in exchange rates include inflation, interest rates, budget deficits, public debt, trade policy, political stability, and economic performance. Learn more about our foreign currency exchange services.

If you are traveling out of state or out of the country, be sure to set a Travel Notification so we don’t block your credit or debit card.


To set a Travel Notification on your card:

  1. Log into Online or Mobile Banking
  2. Click Services > MORE OPTIONS > Travel Notification, then follow the prompts  (list all areas you may be visiting, including layover cities)
  3. Once the Travel Notification is submitted, you will receive a secure Message that it has been received


Please allow at least one business day for processing. The more advance notice you can provide, the better. If you already started your trip, please call 888.723.7328 for assistance.

We do not allow card transactions in countries sanctioned by the U.S. or prohibited by U.S. law.

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