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You can get your own credit report for free by visiting annualcreditreport.com.
Your credit score is a reflection of the information contained in your credit report, and we encourage members to review their credit report regularly. Here’s what you should look for and what it means to your credit:
Your Free Credit Report
Under federal law, you are entitled to a free copy of your credit report once every 12 months from each of the three credit bureaus: Equifax, Experian, and TransUnion. The bureaus have established one central service for consumers to contact:
Annual Credit Report Request Service
Mail: P.O. Box 105281, Atlanta, GA 30348
You can obtain your three reports all at once, or stagger your requests throughout the year to monitor your credit more frequently. Your credit score is not included with the report, although you can purchase it for a fee. You can also find your FICO® Score in Online or Mobile Banking—this is provided free and updated quarterly!