Are there any fees for ATM withdrawals?

If you are a member of Stanford FCU, then all Stanford FCU ATMs are free! If you are a member of the CO-OP Shared Branch Network, then our ATMs are free for you as well.

Stanford FCU members with Student Checking accounts and members with an Ambassador relationship get free unlimited worldwide ATMs, with all ATM fees reversed.

All Stanford FCU members have access to 30,000 fee-free ATMs nationwide. Use our ATM Locator to find one near you.

If you use your debit card, you can also receive cash back at no charge when you make a purchase at a retail location.

If you are a non-member you will be charged $3.00 per transaction (unless you are a member through CO-OP). The only time our members will be assessed an ATM fee is when you withdraw cash from an ATM that is not in our network (the fee will be charged by the other bank, not Stanford FCU).

Please refer to our Service Fees page for a complete list of fees.

Contact us for personalized assistance

Icon Browsers

Secure Message

Already a member? Send us a secure Message through Online or Mobile Banking. Just Login with your existing Login ID and Password.

Live Chat


Monday – Friday:
9 AM – 5 PM PT
Saturday: 10 AM – 3 PM PT
Sunday: Closed

Icon Desktop Computer

Virtual Branch

Schedule a call or Zoom meeting with a Member Advisor.